UOB Lady's Platinum MasterCard

Apply for UOB Lady's Platinum MasterCard by UOB

No other card understands women as well as the UOB Lady's card. Enjoy 10% cashback on groceries, 3X UniRM Reward Points, and SMART$ Rebates too!

UOB Lady's Platinum MasterCard
Apply

Product Highlights

Grocery
10% Cash Back on Groceries

Earn 10% cash back on groceries every day at Cold Storage, Tesco, Giant, and Jaya Grocer.

Points
3X UniRM Points

Earn 3X UniRM points for every RM1 you spend at AEON, Parkson, Isetan, Metrojaya, SOGO, and Robinsons! Use your accumulated points to redeem awesome gifts and rewards!

Installment
LuxePay Plan

Convert purchases above RM2,000 on designer shoes, bags, watches and jewellery into 6 or 12 month installment payment plan at 0%.

Features

Cash Back

Cash back
Cash Back Category Cash Back Rate Monthly Cap Spend
Groceries 10% RM 50 Any amount monthly
Retail Fashion 10% RM 50 From RM 500 monthly and on weekends only

Rewards

Local rewards
Earn Spent In
3 Points Per RM1 Department stores
  • Redeem amazing gifts from the UOB Catalogue
  • UOB UniRinggit Reward Points expire after 3 years.

Convert Unirm Into Air Miles

Air miles
Convert Redeem
3,500 UNIRM 500 Asia Miles
8,500 UNIRM 1,000 KrisFlyer Miles
10,500 UNIRM 1,000 Mas Enrich Miles

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 7.77% p.a. with no one-time upfront handling fee From RM 1,000
12 Months 7.88% p.a. with no one-time upfront handling fee From RM 1,000
18 Months 7.99% p.a. with no one-time upfront handling fee From RM 1,000

Uob Fixed Pay Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 3.3% p.a. with no one-time upfront handling fee From RM 1,000
12 Months 6% p.a. with no one-time upfront handling fee From RM 1,000

Instalment Payment Plan

Easy payment
Pay Over With Interest Rate At When You Spend
12 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
18 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
36 Months 0% p.a. with no one-time upfront handling fee From RM 1,000

Lady's Luxepay Easi Payment Plan

Flexi payment
Pay Over With Interest Rate At When You Spend
6 Months 0% p.a. with no one-time upfront handling fee From RM 2,000
12 Months 0% p.a. with no one-time upfront handling fee From RM 2,000

Fees and Charges

Annual Fee For Primary Card RM 128
Annual Fee For Supplementary Card RM 30
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 48,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Women only