Standard Chartered WorldMiles World MasterCard Credit Card

Standard Chartered WorldMiles World MasterCard Credit Card

Are you a wanderluster? Now you can travel more the more you spend! Earn Worldmiles from all your retail spending, which you can convert for complimentary flights at MAS, Singapore Airlines, Asia Miles, and AirAsia!

Interest Rate

From 15.0% p.a.

Balance Transfer

5.99% p.a.



Annual Fee

RM 636.00

Earn up to 3X WorldMiles points

Earn WorldMiles points and redeem complimentary flights from AirAsia, Asia Miles, Singapore Airlines and MAS!

Vip pass
VIP Travel Privileges

Enjoy unlimited free access to Plaza Premium Lounge at KLIA and KLIA2. On top of that, you can get RM80 cash back on airport limousine and KLIA Ekspres too!

Exclusive Travel and Lifestyle Offers

Enjoy rebates for hotel booking rates, merchant offers from over 700 spots across the region, and World MasterCard Experiences globally


World Miles Points

Overseas rewards
Earn Spent
3 WorldMiles Points per RM3 on all local retail expenditures
1 WorldMile Point per RM3 on all overseas retail expenditures
  • WorldMiles points expire in 3 years.
  • 2 WorldMiles = 1 AirMile from your preferred frequent flyer programme.
  • Participating programmes include: Asia Miles, KrisFlyer, Enrich, and AirAsia BIG.

Standard Chartered Balance Transfer Plus

Balance transfer
Pay Over With Interest Rate At When You Tranfer
Up to 36 months 5.99% p.a. and no one-time up front handling fee from RM 1,000
  • Enjoy a low interest rate of 5.99% p.a. for a tenure of up to 36 months. 

Standard Chartered Flexi Pay

Flexi payment
Pay Over With Interest Rate At When You Spend
12 months 7.88% p.a. and no admin fee from RM500
  • Simply charge RM500 or more in a single transaction on your Standard Chartered WorldMiles World MasterCard Credit Card and apply for FlexiPay via Online Banking today.
  • No restriction on type of merchant eligible.
  • No early termination fee.

Fees and Charges

Annual fee
  • RM 636*
  • Waived when you spend RM 1,000,000 in subsequent years
Annual Fee for Supplementary Card Free
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM26.50 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%
*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.


Minimum Annual Income RM 90,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

Get started here. Please fill in your details.

All fields are required*