Earn up to 3X WorldMiles points
Earn WorldMiles points and redeem complimentary flights from AirAsia, Asia Miles, Singapore Airlines and MAS!
VIP Travel Privileges
Enjoy unlimited free access to Plaza Premium Lounge at KLIA and KLIA2. On top of that, you can get RM80 cash back on airport limousine and KLIA Ekspres too!
Exclusive Travel and Lifestyle Offers
Enjoy rebates for hotel booking rates, merchant offers from over 700 spots across the region, and World MasterCard Experiences globally
World Miles Points
|3 WorldMiles Points per RM3||on all local retail expenditures|
|1 WorldMile Point per RM3||on all overseas retail expenditures|
- WorldMiles points expire in 3 years.
- 2 WorldMiles = 1 AirMile from your preferred frequent flyer programme.
- Participating programmes include: Asia Miles, KrisFlyer, Enrich, and AirAsia BIG.
Standard Chartered Balance Transfer Plus
|Pay Over||With Interest Rate At||When You Tranfer|
|Up to 36 months||5.99% p.a. and no one-time up front handling fee||from RM 1,000|
- Enjoy a low interest rate of 5.99% p.a. for a tenure of up to 36 months.
Standard Chartered Flexi Pay
|Pay Over||With Interest Rate At||When You Spend|
|12 months||7.88% p.a. and no admin fee||from RM500|
- Simply charge RM500 or more in a single transaction on your Standard Chartered WorldMiles World MasterCard Credit Card and apply for FlexiPay via Online Banking today.
- No restriction on type of merchant eligible.
- No early termination fee.
Fees and Charges
|Annual Fee for Supplementary Card||Free|
|Mininum monthly payment||RM50 or 5% of outstanding amount|
|Late payment fee||RM10 or 1% of outstanding amount, up to maximum of RM100|
|Cash withdrawal fee||RM26.50 or 5.30% of withdrawn amount, whichever is higher|
|Interest rate on cash withdrawals||18%|
|15% Interest Rate Per Annum||Tier 1: Cardholders with prompt payments for 12 consecutive months|
|17% Interest Rate Per Annum||Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.|
|18% Interest Rate Per Annum||Tier 3: Cardholders who do not fall under the above categories.|
|Minimum Annual Income||RM 90,000|
|Minimum Age For Primary Card||21 years old|
|Minimum Age For Supplementary Card||18 years old|
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