Standard Chartered JustOne Platinum MasterCard Credit Card

Standard Chartered JustOne Platinum MasterCard Credit Card

Petrol costs got you down? Save up to RM840 a year with cash back on petrol at all stations nationwide! On top of that, enjoy great travel and shopping discounts too!

Interest Rate

From 15.0% p.a.

Balance Transfer

5.99% p.a.

Cashback

up to 10.0%

Annual Fee

RM

265.00

Apply
Petrol

Up to 10% Cash Back on Petrol

Save up to RM 840 a year at ALL petrol stations nationwide

Travelling

Exclusive Travel and Shopping Privileges

Get the best deals on shopping and dining all over the country. On top of that, enjoy great discounts at hotels, resorts, and spas overseas too!

Features

Petrol Cashback

Cashback Category Cashback Rate Monthly Cap Minimum Monthly Spend
Retail 4% RM 12 RM 500
Retail 7% RM 28 RM 1,000
Retail 10% RM 70 RM 2,500
  • Save up to RM 840 a year, regardless of which petrol station you use! 
  • The amount of retail purchases made by your supplementary cardholders will count towards meeting your minimum retail purchase requirement to be eligible to receive the petrol cashback.

Standard Chartered Balance Transfer Plus

Pay Over With Interest Rate At When You Tranfer
Up to 36 months 5.99% p.a. and no one-time up front handling fee from RM 1,000
  • Enjoy a low interest rate of 5.99% p.a. for a tenure of up to 36 months. 

Standard Chartered FlexiPay

Pay Over With Interest Rate At When You Spend
12 months 7.88% p.a. and no admin fee from RM500 
  • Simply charge RM500 or more in a single transaction on your Standard Chartered JustOne Platinum MasterCard Credit Card and apply for FlexiPay via Online Banking today.
  • No restriction on type of merchant eligible.
  • No early termination fee.

Fees and Charges

Annual fee RM265*
Annual Fee for Supplementary Card Free
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM26.50 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%

*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments  for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

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