Standard Chartered Cashback Gold MasterCard Credit Card

Standard Chartered Cashback Gold MasterCard Credit Card

Why settle for less when you can go for gold? Earn up to 5% cashback and enjoy over 1,000 amazing dining and shopping deals nationwide!

Interest Rate

From 15.0% p.a.

Balance Transfer

5.99% p.a.

Cashback

up to 5.0%

Annual Fee

RM

185.50

Apply
Cash back

Up to 5% Cash Back

Earn up to 5% cash back on all retail spending except petrol and insurance

Dining

Live and Dine like a King

Live and dine like a king with over 1,000 amazing dining and shopping deals nationwide

Features

Cashback

Cashback Category Cashback Rate Monthly Cap Minimum Monthly Spend
Retail 2% RM 10 RM 500
Retail 3% RM 25 RM 833
Retail 5% RM 50 RM 1,500
  • Earn up to 5% cash back on all your retail purchases!
  • Cash rebate does not apply to petrol and insurance expenses.

Standard Chartered Balance Transfer Plus

Pay Over With Interest Rate At When You Tranfer
Up to 36 months 5.99% p.a. and no one-time up front handling fee from RM 1,000
  • Enjoy a low interest rate of 5.99% p.a. for a tenure of up to 36 months. 

Standard Chartered FlexiPay

Pay Over With Interest Rate At When You Spend
12 months 7.88% p.a. and no admin fee from RM500 
  • Simply charge RM500 or more in a single transaction on your Standard Chartered Cashback Gold MasterCard Credit Card and apply for FlexiPay via Online Banking today.
  • No restriction on type of merchant eligible.
  • No early termination fee.

Fees and Charges

Annual fee RM 185.50*
Annual Fee for Supplementary Card RM 106.00*
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM26.50 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%

*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments  for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

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