Up to 5% Cash Back
Earn up to 5% cash back on all retail spending except petrol and insurance
Live and Dine like a King
Live and dine like a king with over 1,000 amazing dining and shopping deals nationwide
|Cashback Category||Cashback Rate||Monthly Cap||Minimum Monthly Spend|
|Retail||2%||RM 10||RM 500|
|Retail||3%||RM 25||RM 833|
|Retail||5%||RM 50||RM 1,500|
- Earn up to 5% cash back on all your retail purchases!
- Cash rebate does not apply to petrol and insurance expenses.
Standard Chartered Balance Transfer Plus
|Pay Over||With Interest Rate At||When You Tranfer|
|Up to 36 months||5.99% p.a. and no one-time up front handling fee||from RM 1,000|
- Enjoy a low interest rate of 5.99% p.a. for a tenure of up to 36 months.
Standard Chartered FlexiPay
|Pay Over||With Interest Rate At||When You Spend|
|12 months||7.88% p.a. and no admin fee||from RM500|
- Simply charge RM500 or more in a single transaction on your Standard Chartered Cashback Gold MasterCard Credit Card and apply for FlexiPay via Online Banking today.
- No restriction on type of merchant eligible.
- No early termination fee.
Fees and Charges
|Annual fee||RM 185.50*|
|Annual Fee for Supplementary Card||RM 106.00*|
|Mininum monthly payment||RM50 or 5% of outstanding amount|
|Late payment fee||RM10 or 1% of outstanding amount, up to maximum of RM100|
|Cash withdrawal fee||RM26.50 or 5.30% of withdrawn amount, whichever is higher|
|Interest rate on cash withdrawals||18%|
*inclusive of 6% GST
|15% Interest Rate Per Annum||Tier 1: Cardholders with prompt payments for 12 consecutive months|
|17% Interest Rate Per Annum||Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.|
|18% Interest Rate Per Annum||Tier 3: Cardholders who do not fall under the above categories.|
|Minimum Annual Income||RM 24,000|
|Minimum Age For Primary Card||21 years old|
|Minimum Age For Supplementary Card||18 years old|
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