5% Cash Back
Earn 5% cash back on all dining and drinks charged to your Maybank American Express card during weekends.
Takaful Insurance Coverage
Enjoy Takaful insurance coverage of up to RM100,000 when you charge your plane tickets to your RHB Smartvalue Card!
Contactless Payment Technology
Contactless payment technology allows you to pay instantly just by waving your card over secure contactless terminals in stores!
|Cash Back Category||Cash back Rate||Monthly Cap||Spend|
|Petrol,Groceries,Online Purchases,Utilities||1%||RM15||from RM500 up to RM1,500 monthly|
|Petrol,Groceries,Online Purchases,Utilities||2%||RM15||from RM1,501 up to RM2,500 monthly|
|Petrol,Groceries,Online Purchases,Utilities||5%||RM15||from RM2,501 and above monthly|
|Other Retail||0.2%||RM15||any amount monthly|
Rhb Balance Transfer
|Pay Over||With Interest Rate At||When You Transfer|
|12 months||7.30% p.a. and 4% one-time upfront handling fee||from RM1000|
|18 months||8.67% p.a. and 7% one-time upfront handling fee||from RM1000|
|24 months||10.22% p.a. and 10.99% one-time upfront handling fee||from RM1000|
Fees and Charges
|Annual Fee for Supplementary Card||RM42.40|
|Mininum monthly payment||RM50 or 5% of outstanding amount|
|Late payment fee||RM10 or 1% of outstanding amount, up to maximum of RM100|
|Cash withdrawal fee||RM15.90 or 5.30% of withdrawn amount, whichever is higher|
|Interest rate on cash withdrawals||18%|
|15% Interest Rate Per Annum||Tier 1: Cardholders with prompt payments for 12 consecutive months|
|17% Interest Rate Per Annum||Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.|
|18% Interest Rate Per Annum||Tier 3: Cardholders who do not fall under the above categories.|
|Minimum Annual Income||RM 24,000|
|Minimum Age For Primary Card||21 years old|
|Minimum Age For Supplementary Card||18 years old|
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