RHB Visa MyEG Credit Card by RHB

Product Highlights

5x Reward Points

Get 5X RHB reward points whenever you pay your MyEG bills using the MyEG-RHB Credit Card!

20 Days Interest-Free Period

Get 20 days interest free from your statement date if you pay the balance in full and on time!

Features

Rewards

Earn	Spent In
5x Reward Points Per RM 1	MyEG services
1x Reward Points Per RM 1	Other retail transactions

No reward points will be given for cash advance, charity, petrol and government department transactions
Reward points expires after 1 year

Balance Transfer

Balance transfer

Pay Over	With Interest Rate At	When You Transfer
6 Months	4.88% p.a. with no one-time upfront handling fee	From RM 1,000
12 Months	4.88% p.a. with no one-time upfront handling fee	From RM 1,000
18 Months	4.88% p.a. with no one-time upfront handling fee	From RM 1,000
24 Months	4.88% p.a. with no one-time upfront handling fee	From RM 1,000
36 Months	4.88% p.a. with no one-time upfront handling fee	From RM 1,000

Rhb Smart Instalment

Pay Over	With Interest Rate At	When You Spend
Pay Over	With Interest Rate At	When You Spend
6 Months	0% p.a. with no one-time upfront handling fee	From RM 500
12 Months	0% p.a. with no one-time upfront handling fee	From RM 500
24 Months	0% p.a. with no one-time upfront handling fee	From RM 500
36 months	0% p.a. with no one-time upfront handling fee	From RM 500

Only applicable for participating merchants

Fees and Charges

Annual Fee For Primary Card	RM 88
Annual Fee For Supplementary Card	Free
Mininum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 15 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

Interest Rate

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income	RM 24,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Anyone
Terms and Conditions	Terms and Conditions
Product Disclosure Sheet	Product Disclosure Sheet