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Public Bank Executive MasterCard

Public Bank Executive MasterCard

Earn premium points for every retail transaction made to redeem free premium gifts. On top of that you can enjoy RM300,000 automatic travel insurance for free too!

Interest Rate

15.0% p.a.

Balance Transfer

0.0% p.a.

Cashback

N/A

Annual Fee

RM 88.00

Points
1X Premium Points

Earn Premium Points at a rate of RM1 = 1 Premium Point on retail transactions which you can use to redeem amazing premium gifts from Public Bank's catalogue.

Travel protection
Free Travel Insurance

Enjoy free Flight Travel Personal Accident coverage up to RM1,000,000 as well as Credit Card Balance insurance coverage.

Fees
Preferential Cash Advance Fees

Cardmembers are accorded a preferential fee of 5.3% on cash advances at Public Bank Group ATMs and branches natonwide, subject to minimum cash advance fee of RM21.20 per withdrawal.

Features

Rewards

Local rewards
Earn Spent On
1 points on every RM1 Petrol
1 points on every RM1 Groceries
1 points on every RM1 Shopping
1 points on every RM1 Entertainment
1 points on every RM1 Dining

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 months 0% p.a. and 1% one-time upfront handling fee from RM500
6 months 0% p.a. and 0% one-time upfront handling fee from RM6000
12 months 0% p.a. and 2.5% one-time upfront handling fee from RM1000
24 months 0% p.a. and 5% one-time upfront handling fee from RM3000
36 months 0% p.a. and 7% one-time upfront handling fee from RM6000

Easy Payment Plan

Easy payment
Pay Over With Interest Rate At When You Spend
6 months 1% one-time upfront handling fee from RM500
9 months 0% one-time upfront handling fee from RM2000
12 months 2% one-time upfront handling fee from RM1000
24 months 5% one-time upfront handling fee from RM2000
36 months 7% one-time upfront handling fee from RM3000
  • Buy the things you've always wanted with payment terms of up to 24 months and low interest rates.

Fees and Charges

Annual fee RM88
Annual Fee for Supplementary Card RM48
Minimum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%
*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

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