Compare No Annual Fee Credit Cards in Malaysia

Looking for a credit card with annual fee waived for life? Here are 10 most recommended zero annual fee card in Malaysia. Get up to 5% cashback on every RM1 spent and free movie tickets when you purchase at GSC cinema on weekdays. Apply now!

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Visa infinite
Alliance Visa Infinite Card
  • 8x Points for Online Shoppings
  • 5x Points for Groceries
  • 0% Flexi Rate for Overseas Spendings
Visa platinum
Alliance Visa Platinum
  • 8x Points for Online Shopping
  • 3x Points for Overseas Transaction
  • First Year Waiver Fees

Credit Cards

Standard Chartered Platinum Mastercard® Basic
Interest Rate
15.0% p.a
Balance Transfer
% p.a
Cashback
N/A
Annual Fee
Free*
Apply

HSBC Amanah Premier World Mastercard® Credit Card-i
Profit Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
1.0%
Annual Fee
Free*
Apply

AmBank Visa Infinite
Interest Rate
15.0% p.a
Balance Transfer
4.99% p.a
Cashback
N/A
Annual Fee
Free*
Apply

AmBank Visa Signature
Interest Rate
15.0% p.a
Balance Transfer
4.99% p.a
Cashback
N/A
Annual Fee
Free*
Apply

HSBC Premier World Mastercard® Credit Card
Interest Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

HSBC Advance Visa Platinum Credit Card
Interest Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

Standard Chartered Visa Platinum
Interest Rate
15.0% p.a
Balance Transfer
5.99% p.a
Cashback
N/A
Annual Fee
Free*
Apply

Citi Simplicity+ Card
Interest Rate
15.0% p.a
Balance Transfer
8.99% p.a
Cashback
10.0%
Annual Fee
Free*
Apply

Maybank Manchester United Visa Card
Interest Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

Maybank Islamic PETRONAS Ikhwan Visa Platinum Card-i
Profit Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
8.0%
Annual Fee
Free*
Apply

Maybank Islamic PETRONAS Ikhwan Visa Gold Card-i
Profit Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
8.0%
Annual Fee
Free*
Apply

Maybank Islamic MasterCard Ikhwan Gold Card
Profit Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
5.0%
Annual Fee
Free*
Apply

Maybank Islamic MasterCard Ikhwan Platinum Card
Profit Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
5.0%
Annual Fee
Free*
Apply

Maybank FC Barcelona Visa Signature
Interest Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
10.0%
Annual Fee
Free*
Apply

Public Bank Petron Visa Gold Credit Card
Interest Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
5.0%
Annual Fee
Free*
Apply

Public Bank Visa Infinite Credit Card
Interest Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
0.3%
Annual Fee
Free*
Apply

OCBC Great Eastern Platinum MasterCard
Interest Rate
15.0% p.a
Balance Transfer
1.88% p.a
Cashback
N/A
Annual Fee
Free*
Apply

OCBC Titanium MasterCard (Blue/Pink)
Interest Rate
15.0% p.a
Balance Transfer
1.88% p.a
Cashback
1.0%
Annual Fee
Free*
Apply

PETRONAS Maybank Visa
Interest Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

CIMB World MasterCard
Interest Rate
15.0% p.a
Balance Transfer
5.99% p.a
Cashback
N/A
Annual Fee
Free*
Apply

Hong Leong Infinite Visa Card
Interest Rate
15.0% p.a
Balance Transfer
6.99% p.a
Cashback
N/A
Annual Fee
Free*
Apply

Hong Leong Infinite P Visa Card
Interest Rate
15.0% p.a
Balance Transfer
6.99% p.a
Cashback
N/A
Annual Fee
Free*
Apply

CIMB Platinum BusinessCard
Profit Rate
15.0% p.a
Balance Transfer
5.99% p.a
Cashback
0.5%
Annual Fee
Free*
Apply

CIMB Islamic MasterCard Platinum
Profit Rate
15.0% p.a
Balance Transfer
5.99% p.a
Cashback
N/A
Annual Fee
Free*
Apply

CIMB Visa Platinum
Interest Rate
15.0% p.a
Balance Transfer
5.99% p.a
Cashback
N/A
Annual Fee
Free*
Apply

CIMB Preferred Visa Infinite
Interest Rate
15.0% p.a
Balance Transfer
5.99% p.a
Cashback
N/A
Annual Fee
Free*
Apply

CIMB Visa Signature
Interest Rate
15.0% p.a
Balance Transfer
5.99% p.a
Cashback
N/A
Annual Fee
Free*
Apply

BSN Gold MasterCard Credit Card-i
Profit Rate
13.5% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

CIMB Enrich World MasterCard
Interest Rate
15.0% p.a
Balance Transfer
5.99% p.a
Cashback
N/A
Annual Fee
RM554
Apply

CIMB Enrich World Elite MasterCard
Interest Rate
15.0% p.a
Balance Transfer
5.99% p.a
Cashback
N/A
Annual Fee
RM1215
Apply

CIMB Cash Rebate Platinum Credit Card
Interest Rate
15.0% p.a
Balance Transfer
5.99% p.a
Cashback
5.0%
Annual Fee
Free*
Apply

CIMB Petronas Platinum Credit Card
Interest Rate
15.0% p.a
Balance Transfer
5.99% p.a
Cashback
7.0%
Annual Fee
Free*
Apply

Bank Rakyat Gold Credit Card-i
Profit Rate
13.5% p.a
Balance Transfer
% p.a
Cashback
N/A
Annual Fee
Free*
Apply

Bank Rakyat Credit Card-i Platinum
Profit Rate
13.5% p.a
Balance Transfer
3.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

BSN Classic MasterCard Credit Card-i
Profit Rate
13.5% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

BSN Visa Classic Credit Card-i
Profit Rate
13.5% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

BSN Gold Visa Credit Card-i

Profit Rate
13.5% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

BSN Visa Gold Credit Card
Interest Rate
13.5% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

BSN-1Teachers MasterCard Gold Credit Card-i
Profit Rate
8.88% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

BSN-UUM Gold MasterCard Credit Card-i
Profit Rate
9.95% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

BSN-UUM Platinum MasterCard Credit Card-i
Profit Rate
9.95% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

BSN MasterCard Platinum Credit Card-i
Profit Rate
13.5% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

BSN Visa Platinum Credit Card-i
Profit Rate
13.5% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

BSN-1Teachers MasterCard Gold
Interest Rate
8.88% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

BSN-AIAFAM Visa Platinum Business Credit Card
Interest Rate
13.5% p.a
Balance Transfer
0.0% p.a
Cashback
0.8%
Annual Fee
Free*
Apply

BSN Classic MasterCard
Interest Rate
13.5% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

BSN Visa Classic Credit Card
Interest Rate
13.5% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

AmBank Islamic World MasterCard-i
Profit Rate
15.0% p.a
Balance Transfer
4.99% p.a
Cashback
N/A
Annual Fee
Free*
Apply

BSN Gold MasterCard
Interest Rate
13.5% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

BSN Platinum MasterCard
Interest Rate
13.5% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

BSN Visa Platinum Credit Card
Interest Rate
13.5% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

AmBank Islamic Card Al-Taslif MasterCard Gold Card-i
Profit Rate
15.0% p.a
Balance Transfer
4.99% p.a
Cashback
N/A
Annual Fee
Free*
Apply

AmBank Islamic Card Al-Taslif Visa Gold Card-i
Profit Rate
15.0% p.a
Balance Transfer
4.99% p.a
Cashback
N/A
Annual Fee
Free*
Apply

AmBank Islamic CARz Gold Visa-i
Profit Rate
15.0% p.a
Balance Transfer
4.99% p.a
Cashback
3.0%
Annual Fee
Free*
Apply

AmBank Islamic CARz Platinum MasterCard-i
Profit Rate
15.0% p.a
Balance Transfer
4.99% p.a
Cashback
5.0%
Annual Fee
Free*
Apply

AmBank Islamic Visa Signature Card-i
Profit Rate
15.0% p.a
Balance Transfer
4.99% p.a
Cashback
N/A
Annual Fee
Free*
Apply

AmBank Islamic Al-Taslif Platinum Card-i MasterCard
Profit Rate
15.0% p.a
Balance Transfer
4.99% p.a
Cashback
N/A
Annual Fee
Free*
Apply

AmBank Islamic Al-Taslif Visa Platinum Card-i
Profit Rate
15.0% p.a
Balance Transfer
4.99% p.a
Cashback
N/A
Annual Fee
Free*
Apply

AmBank Islamic Visa Infinite Card-i
Profit Rate
15.0% p.a
Balance Transfer
4.99% p.a
Cashback
N/A
Annual Fee
Free*
Apply

Maybank 2 Gold Cards
Interest Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
5.0%
Annual Fee
Free*
Apply

AmBank TRUE VISA Credit Card
Interest Rate
7.99% p.a
Balance Transfer
4.99% p.a
Cashback
3.0%
Annual Fee
Free*
Apply

AmBank Gold MasterCard
Interest Rate
15.0% p.a
Balance Transfer
4.99% p.a
Cashback
N/A
Annual Fee
Free*
Apply

AmBank Visa Gold
Interest Rate
15.0% p.a
Balance Transfer
4.99% p.a
Cashback
N/A
Annual Fee
Free*
Apply

AmBank CARz Gold Visa
Interest Rate
15.0% p.a
Balance Transfer
4.99% p.a
Cashback
3.0%
Annual Fee
Free*
Apply

AmBank CARz Platinum MasterCard
Interest Rate
15.0% p.a
Balance Transfer
4.99% p.a
Cashback
5.0%
Annual Fee
Free*
Apply

RHB Visa Infinite Credit Card
Interest Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

RHB World MasterCard Credit Card
Interest Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
6.0%
Annual Fee
Free*
Apply

Maybank 2 Platinum Cards
Interest Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
5.0%
Annual Fee
Free*
Apply

UOB YOLO Platinum Card
Interest Rate
15.0% p.a
Balance Transfer
6.0% p.a
Cashback
8.0%
Annual Fee
RM90
Apply

Maybank Shopee Visa Platinum Credit Card
Interest Rate
15.0% p.a
Balance Transfer
0.375% p.a
Cashback
0.0%
Annual Fee
Free*
Apply

Maybank Grab Credit Card
Interest Rate
15.0% p.a
Balance Transfer
0.375% p.a
Cashback
0.0%
Annual Fee
Free*
Apply

Bank Islam Visa Infinite Business Credit Card-i
Profit Rate
13.5% p.a
Balance Transfer
% p.a
Cashback
N/A
Annual Fee
Free*
Apply

Bank Rakyat Muslimah Credit Card-i
Profit Rate
13.5% p.a
Balance Transfer
3.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

AFFIN ISLAMIC MasterCard Basic
Profit Rate
12.0% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

Hong Leong I'm MasterCard
Interest Rate
15.0% p.a
Balance Transfer
6.99% p.a
Cashback
N/A
Annual Fee
Free*
Apply

Hong Leong Infinite Doctor's Edition Visa Card
Interest Rate
15.0% p.a
Balance Transfer
6.99% p.a
Cashback
N/A
Annual Fee
Free*
Apply

RHB Islamic World Mastercard Credit Card-i
Profit Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
6.0%
Annual Fee
Free*
Apply

RHB Signature Credit Card
Interest Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
6.0%
Annual Fee
Free*
Apply

RHB Premier Visa Infinite Credit Card
Interest Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

Japan Club of Kuala Lumpur Credit Card
Interest Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
5.0%
Annual Fee
Free*
Apply

Motorcycle Association Affinity Gold Visa Card
Interest Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
1.1%
Annual Fee
Free*
Apply

UOB Basic Visa Classic Card
Interest Rate
15.0% p.a
Balance Transfer
6.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

PETRONAS Maybank Platinum Visa
Interest Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

CIMB Enrich Platinum Mastercard
Interest Rate
15.0% p.a
Balance Transfer
5.99% p.a
Cashback
N/A
Annual Fee
Free*
Apply

Public Bank Quantum MasterCard Credit Card
Interest Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
5.0%
Annual Fee
Free*
Apply

Public Bank Quantum Visa Credit Card
Interest Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
5.0%
Annual Fee
Free*
Apply

Mutual Gold-Public Bank Visa Platinum Credit Card
Interest Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
0.2%
Annual Fee
Free*
Apply

Public Bank AIA Visa Gold Credit Card
Interest Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
2.0%
Annual Fee
Free*
Apply

Public Bank World MasterCard Credit Card
Interest Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

CIMB Visa Infinite
Interest Rate
15.0% p.a
Balance Transfer
5.99% p.a
Cashback
1.0%
Annual Fee
Free*
Apply

HSBC Amanah MPower Credit Card-i
Profit Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
1.0%
Annual Fee
Free*
Apply

American Express® Gold Credit Card
Interest Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply

Maybank Islamic Ikhwan American Express Platinum Card-i
Profit Rate
15.0% p.a
Balance Transfer
0.0% p.a
Cashback
N/A
Annual Fee
Free*
Apply
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