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Maybank MasterCard Classic

Maybank MasterCard Classic

An ideal first card for those starting their careers or trying to establish credit. Earn 1X TreatsPoints and reward yourself with great gifts and rewards

Interest Rate

15.0% p.a.

Balance Transfer

0.0% p.a.

Cashback

N/A

Annual Fee

RM 60.00

Points
Earn TreatsPoints for Great Rewards

Earn 1X TreatsPoints on every RM1 spent and use them to redeem exciting gifts!

Travel protection
Travel Insurance Coverage

Enjoy travel insurance of up to RM1,000,000 coverage.

World
MasterCard Global Service

Enjoy medical assistance, pre-trip info, travel assistance, and legal assistance in the event of an emergency

Payment
Easy Bill Payments

Pay your bills easily via Maybank2u, by cash or cheque at over 400 Maybank branches, Cash/Cheque Deposit Machines or by standing instruction

Features

Rewards

Local rewards
Earn Spent
1 TreatsPoints on every RM1 on all local and overseas expenses
  • TreatsPoints can be used to redeem airline vouchers, catalogue gifts, gadgets, and many more rewards!
  • TreatsPoints expire after 3 years.

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 6% p.a. and no one-time upfront from handling fee from RM1000
9 Months 9% p.a. and no one-time from upfront handling fee from RM1000
12 Months 0% and 3% one-time upfront handling fee from RM1000
24 Months 4.5% p.a. and no one-time upfront handling fee from RM 2,000
36 Months 4.95% p.a. and no one-time upfront handling fee from RM 2,000
36 Months 8.88% p.a. and no one-time upfront handling fee from RM 5,000

Maybankard Ezy Pay

Easy payment
Pay Over With Interest Rate At When You Spend
3 months 0% p.a. and no one-time upfront handling fee from RM50
6 months 0% p.a. and no one-time upfront handling fee from RM50
10 months 0% p.a. and no one-time upfront handling fee from RM50
12 months 0% p.a. and no one-time upfront handling fee from RM50
18 months 0% p.a. and no one-time upfront handling fee from RM50
24 months 0% p.a. and no one-time upfront handling fee from RM50
  • Enjoy payment terms of up to 24 months at 0% interest on puchases at participating merchants.

Maybankard Ezy Pay Plus

Flexi payment
Pay Over With Interest Rate At When You Spend
6 months 9% p.a. and 0% one-time upfront handling fee from RM500up to RM30000
12 months 9% p.a. and 0% one-time upfront handling fee from RM500 up to RM30000
18 months 9% p.a. and 0% one-time upfront handling fee from RM3000 up to RM30000
24 months 9% p.a. and 0% one-time upfront handling fee from RM5000 up to RM30000

Fees and Charges

Annual fee RM60
Annual Fee for Supplementary Card RM30
Mininum monthly payment RM25 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM10.60 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%
*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM 30,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
*inclusive of 6% GST

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