Earn up to 5X Reward Points
Earn 5x Membership Rewards points for every RM you spend on groceries, petrol stations, selected cineplexes, participating bookstores and telecommunication charges, and 2x Membership Rewards points anywhere else.
Platinum VIP Privileges
Enjoy up to 50% savings on dining at the Shangri-La Hotel, and complimentary games of golf at world class golf courses both in Malaysia and overseas.
Complimentary Travel Insurance
Charge your travel fares to the Card to enjoy complimentary Travel Personal Accident coverage of up to RM1,000,000 for American Express Platinum Credit Cardmembers, as well as Travel Inconvenience coverage for missed connections, luggage delay, luggage loss and flight delay.
Get complimentary Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year, and Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year).
|5 points per RM1||on groceries, petrol, and telco bills (paid via Express Autopay)|
|5 points per RM1||at Kinokuniya, Borders, Times, and MPH|
|5 points per RM1||at GSC, TGV, Cathay Cineplexes|
|2 points per RM1||on all other retail purchases|
- Membership Reward points last forever.
|Pay Over||With Interest Rate At||When You Transfer|
|6 Months||6% p.a. and no one-time upfront from handling fee||from RM1000|
|9 Months||9% p.a. and no one-time from upfront handling fee||from RM1000|
|12 Months||0% and 3% one-time upfront handling fee||from RM1000|
|24 Months||4.5% p.a. and no one-time upfront handling fee||From RM 2,000|
|36 Months||4.95% p.a. and no one-time upfront handling fee||from RM 2,000|
|36 Months||8.88% p.a. and no one-time upfront handling fee||from RM 5,000|
Fees and Charges
RM848 but free for the first year
Free for first two supplementary cards
|Annual Fee for Supplementary Card||RM 583|
|Mininum monthly payment||RM25 or 5% of outstanding amount|
|Late payment fee||RM5 or 1% of outstanding amount, up to maximum of RM100|
|Cash withdrawal fee||RM10.60 or 5.30% of withdrawn amount, whichever is higher|
|Interest rate on cash withdrawals||18%|
*inclusive of 6% GST
|9% Interest Rate Per Annum||Tier 1: Cardholders with prompt payments for 12 consecutive months|
|17% Interest Rate Per Annum||Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.|
|18% Interest Rate Per Annum||Tier 3: Cardholders who do not fall under the above categories.|
|Minimum Annual Income||RM 60,000|
|Minimum Age For Primary Card||21 years old|
|Minimum Age For Supplementary Card||18 years old|
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