Maybank American Express Platinum

Maybank American Express Platinum

Want to shop like a VIP? Live life in the fast lane with the Maybank American Express Platinum card and enjoy a host of multitude of exclusive Platinum privileges that only you can access! Better yet, get rewarded with up to 5X Reward Points on all your retail spending too!

Interest Rate

From 15.0% p.a.

Balance Transfer

0.0% p.a.



Annual Fee



Earn up to 5X Reward Points

Earn 5x Membership Rewards points for every RM you spend on groceries, petrol stations, selected cineplexes, participating bookstores and telecommunication charges, and 2x Membership Rewards points anywhere else.

Vip pass

Platinum VIP Privileges

Enjoy up to 50% savings on dining at the Shangri-La Hotel, and complimentary games of golf at world class golf courses both in Malaysia and overseas.

Travel protection

Complimentary Travel Insurance

Charge your travel fares to the Card to enjoy complimentary Travel Personal Accident coverage of up to RM1,000,000 for American Express Platinum Credit Cardmembers, as well as Travel Inconvenience coverage for missed connections, luggage delay, luggage loss and flight delay.


Retail Protection

Get complimentary Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year, and Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year).



Earn Spent
5 points per RM1 on groceries, petrol, and telco bills (paid via Express Autopay)
5 points per RM1 at Kinokuniya, Borders, Times, and MPH
5 points per RM1 at GSC, TGV, Cathay Cineplexes
2 points per RM1 on all other retail purchases
  • Membership Reward points last forever. 

Balance Transfer

Pay Over With Interest Rate At When You Transfer
6 Months 6% p.a. and no one-time upfront from handling fee from RM1000
9 Months 9% p.a. and no one-time from upfront handling fee from RM1000
12 Months 0% and 3% one-time upfront handling fee from RM1000
24 Months 4.5% p.a. and no one-time upfront handling fee From RM 2,000
36 Months 4.95% p.a. and no one-time upfront handling fee from RM 2,000
36 Months 8.88% p.a. and no one-time upfront handling fee from RM 5,000

Fees and Charges

Annual fee

RM848 but free for the first year

Free for first two supplementary cards

Annual Fee for Supplementary Card RM 583
Mininum monthly payment RM25 or 5% of outstanding amount
Late payment fee RM5 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM10.60 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%

*inclusive of 6% GST

Interest Rate

9% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.


Minimum Annual Income RM 60,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

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