Dual Currency Credit Card
Never worry about exchange rates again, as this card will give you the flexibility of paying China payments in Renminbi and out-of-China payments in Ringgit Malaysia!
Spend as You Wish with Shared Credit Limit
Cardmembers can spend within the shared credit limit, in either CNY or in MYR
Premier Airport Lounge Access
As ICBC UnionPay Dual Currency Platinum cardmembers, you are entitled to enjoy premier service at the selected airport lounges when travelling in China
|1 Point on every RM1||on all retail expenses in Malaysia|
|1 Point on every 2 RMB||on all retail expenses in China|
- Your reward points never expire.
- Redeem a wide variety of amazing gifts and rewards.
Fees and Charges
RM79.50, but free for the first year.
Waived when you swipe at least 5 times per annum in subsequent years.
|Annual Fee for Supplementary Card||RM37.10|
|Minimum monthly payment||RM50 or 5% of outstanding amount|
|Late payment fee||RM5 or 1% of outstanding amount, up to maximum of RM50|
|Cash withdrawal fee||RM21.20 or 5.30% of withdrawn amount, whichever is higher|
|Interest rate on cash withdrawals||18%|
|13.5% Interest Rate Per Annum||Tier 1: Cardholders with prompt payments for 12 consecutive months|
|Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.|
|17.5% Interest Rate Per Annum||Tier 3: Cardholders who do not fall under the above categories.|
|Minimum Annual Income||RM 24,000|
|Minimum Age For Primary Card||21 years old|
|Minimum Age For Supplementary Card||18 years old|
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