Hong Leong I'm MasterCard

Apply for Hong Leong I'm MasterCard by Hong Leong Bank

Your life, your card. You can personalize this card any way you want and what's more, the annual fee is waived for life!

Hong Leong I'm MasterCard
Apply

Product Highlights

Personalized
Personalize Your Card

It's your card, so personalize it any way you want!

Fees
Annual Fee Waived for Life

A card that goes easy on your wallet - the Hong Leong I'm MasterCard's annual fee is free for life!

No
No Overseas Transaction Mark-Up

No overseas mark-up will be charged to your card for overseas transactions

Features

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 6.99% p.a. and no one-time upfront from handling fee from RM1000
12 Months 6.99% p.a. and no one-time from upfront handling fee from RM1000
  • Minimum balance transfer of RM1,000 required

Hong Leong Flexi Payment Plan

Flexi payment
Pay Over With Interest Rate At When You Spend
6 months 8.99% p.a. and no one-time upfront handling fee from RM500
12 months 8.99% p.a. and no one-time upfront handling fee from RM1000
18 months 8.99% p.a. and no one-time upfront handling fee from RM1000
24 months 8.99% p.a. and no one-time upfront handling fee from RM2000
36 months 8.99% p.a. and no one-time upfront handling fee from RM2000
  • Purchases at merchants that are not part of the Hong Leong Extended Payment Plan fall under the Hong Leong Flexi Payment Plan instead.

Hong Leong Extended Payment Plan

Easy payment
Pay Over With Interest Rate At When You Spend
3 months 0% p.a. and no one-time upfront handling fee from RM500
6 months 0% p.a. and no one-time upfront handling fee from RM500
12 months 0% p.a. and no one-time upfront handling fee from RM500
18 months 0% p.a. and no one-time upfront handling fee from RM500
24 months 0% p.a. and no one-time upfront handling fee from RM500
36 months 0% p.a. and no one-time upfront handling fee from RM500
  • Pay for big purchases in instalments with zero interest!
  • Payment terms of up to 36 months at participating merchants.

Fees and Charges

Annual fee Free for life.
Annual Fee for Supplementary Card Free
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%
*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old