Citibank Clear Credit Card

Citibank Clear Credit Card

Whether you're a cafe-hopper or an avid clubber, the Citibank Clear Visa will give you priority access and great rewards to help you live life in the fast lane!

Interest Rate

From 15.0% p.a.

Balance Transfer

2.99% p.a.

Cashback

up to 0.0%

Annual Fee

Free*

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World
Citibank Privileges

Enjoy up to 50% discount and preferential treatment at over 24,000 establishments worldwide for shopping, dining, travel, and leisure! Find out more at citiworldprivileges.com

Free
20 days Interest-Free Period

Pay zero interest for retail transactions if payment is made within 20 days (only if all retail transactions for the previous month are paid for by the due date).

Features

Rewards

Local rewards
Earn Spent
3 points on every RM1 at Borders, Topman, GAP, La Senza, Zouk Club KL, Vincci, G2000, and Sakae Sushi
1 point on every RM1 on all other local expenses
  • Citi Reward Points are evergreen, which means that they'll never expire!
  • Earn reward points for all spending except for purchases at petrol stations.

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
9 months 2.99% p.a. with no one time upfront handling fee RM 1,000

Fees and Charges

Annual fee RM95.40 but waived when you swipe 3 times within 60 days of approval. Only applicable for the first year.
Annual Fee for Supplementary Card RM 63.60
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%
*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments of less than or equal to 50% of outstanding balance for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

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