Get a Condotti Luggage Bag or Multipurpose Sports Digital Video Camera for free!
All you have to do is spend a minimum of RM 1,500 within 60 days of card activation!*Terms & Conditions apply
Earn evergreen Citi Reward Points for all your spending, both local and overseas!
Citibank World Privileges
Enjoy up to 50% discount and preferential treatment at over 24,000 establishments worldwide for shopping, dining, travel, and leisure! Find out more at citiworldprivileges.com
20 days Interest-Free Period
Pay zero interest for retail transactions if payment is made within 20 days (only if all retail transactions for the previous month are paid for by the due date).
|1 points on every RM1||on all retail spending, both local and overseas|
- Citi Reward Points are evergreen, which means that they'll never expire!
- Earn reward points for all spending except for purchases at petrol stations.
|Pay Over||With Interest Rate At||When You Transfer|
|9 months||2.99% p.a. with no one time upfront handling fee||RM 1,000|
Fees and Charges
|Annual fee||Free for life|
|Annual Fee for Supplementary Card||Free|
|Mininum monthly payment||RM50 or 5% of outstanding amount|
|Late payment fee||RM10 or 1% of outstanding amount, up to maximum of RM100|
|Cash withdrawal fee||RM21.20 or 5.30% of withdrawn amount, whichever is higher|
|Interest rate on cash withdrawals||18%|
*inclusive of 6% GST
|315% Interest Rate Per Annum||Tier 1: Cardholders with prompt payments of less than or equal to 50% of outstanding balance for 12 consecutive months|
|17% Interest Rate Per Annum||Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.|
|18% Interest Rate Per Annum||Tier 3: Cardholders who do not fall under the above categories.|
|Minimum Annual Income||RM 24,000|
|Minimum Age For Primary Card||21 years old|
|Minimum Age For Supplementary Card||18 years old|