Get a Condotti Luggage Bag or Multipurpose Sports Digital Video Camera for free!
All you have to do is spend a minimum of RM 1,500 within 60 days of card activation!*Terms & Conditions apply
5% Cash Back
Earn up to 5% cash back on all retail spending including petrol, groceries, phone bills, medical expenses, and many more.
Citibank World Privileges
Get discounts and special privileges at over 24,000 hotels, restaurants, retail outlets, golf clubs, and more. On top of that, you get free travel insurance and a 24-hour personal concierge service too!
Enjoy up to 20% discount on exclusive healthcare packages at participating hospitals and a 15% discount on all walk-in hospital room rates.
|Cash Back Category||Cash back Rate||Monthly Cap||Spend|
|Groceries||2%||RM 60||Up to RM6,000 monthly|
|Petrol||5%||RM 20||Any amount monthly|
|Pharmaceutical||2%||uncapped||Any amount in a single receipt|
|Telco||2%||Uncapped||Any amount in a single receipt|
|Other retail||0.2%||Uncapped||Any amount|
|Pay Over||With Interest Rate At||When You Transfer|
|9 months||2.99% p.a. with no one time upfront handling fee||RM 1,000|
Citibank Easy Pay
|Pay Over||With Interest Rate At||When You Spend|
|36 months||0% one time upfront handling fee||Upwards of RM 500|
- Citibank's Easy Pay Plan allows you to make purchases with 0% installments!
- Visit https://www.citibank.com.my/english/existing-cardmembers/cardmembers-epp.htm to learn more.
Fees and Charges
|Annual fee||RM206.70 but waived when you swipe 3 times within 60 days of card approval|
|Annual Fee for Supplementary Card||RM 106.00|
|Mininum monthly payment||RM50 or 5% of outstanding amount|
|Late payment fee||RM10 or 1% of outstanding amount, up to maximum of RM100|
|Cash withdrawal fee||RM21.20 or 5.3% of withdrawn amount, whichever is higher|
|Interest rate on cash withdrawals||18%|
*inclusive of 6 GST
|15% Interest Rate Per Annum||Tier 1: Cardholders with prompt payments of less than or equal to 50% of outstanding balance for 12 consecutive months|
|17% Interest Rate Per Annum||Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.|
|18% Interest Rate Per Annum||Tier 3: Cardholders who do not fall under the above categories.|
|Minimum Annual Income||RM 60,000|
|Minimum Age For Primary Card||21 years old|
|Minimum Age For Supplementary Card||18 years old|
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