Earn MAS Enrich miles and enjoy exclusive travel benefits.
Earn bonus miles when you spend locally or overseas, and redeem MAS Enrich miles at a rate of 1,000 Bonus Miles = 1,000 Enrich miles
Gain unlimited access to MAS Golden Lounges both in and out of Malaysia
Get to know about the best MAS deals and enjoy priority booking 4 hours before anyone else!
| Earn | Spent In |
|---|---|
| 1 Bonus Mile Per RM 1 | On all overseas retail expenses |
| 1 Bonus Mile Per RM 2 | On all local retail expenses |
| 1 Additional Bonus Mile Per RM 1 | Flight booking through malaysiaairlines.com |
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 Months | 5.99% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 12 Months | 7.99% p.a. with no one-time upfront handling fee | From RM 1,000 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 12 Months | 0% p.a. with no one-time upfront handling fee | From RM 50 |
| 24 Months | 0% p.a. with no one-time upfront handling fee | From RM 50 |
| 36 Months | 0% p.a. with no one-time upfront handling fee | From RM 50 |
| Annual Fee For Primary Card | RM 1215.09* |
|---|---|
| Annual Fee For Supplementary Card | RM 271.70 |
| Minimum Monthly Payment | RM 50 or 5% of the outstanding amount, whichever is higher |
| Late Payment Fee | RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100 |
| Cash Withdrawal Fee | RM 15 or 5% of the withdrawn amount, whichever is higher. |
| Interest Rate On Cash Withdrawals | 18% p.a. |
*100% waived if annual spending is RM 1,000,000 and above
*50% waived if annual spending is between RM 500,000 and RM 999,999
| 15% Per Annum | Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months |
|---|---|
| 17% Per Annum | Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle |
| 18% Per Annum | Tier 3: Cardmembers who do not fall within the above categories |
| Minimum Annual Income | RM 250,000 |
|---|---|
| Minimum Age for Primary Card | 21 years old |
| Minimum Age for Supplementary Card | 18 years old |
| Who Can Apply | Malaysians only |
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