CIMB Petronas Platinum-i Credit Card by CIMB Bank

Product Highlights

CIMB Cash Back

Enjoy 10% cash rebates on Setel transactions and 5% cash rebates on all PETRONAS spends nationwide

Travel Rewards

Get 10% discount at The ZON Duty Free outlets

Travel protection

Travel Coverage

Get up to RM 1 Million in Travel Takaful Coverage

Features

Cash Back

Cash Back Category	Cash Back Rate	Monthly Cap	Spend
Setel Spend	10%	RM 30	From RM 1,500 and above
Petronas Spend (Card)	5%	RM 30	From RM 1,500 and above
Petronal Spend (Card)	3%	RM 30	Up to RM 1,500
Other Retail Spend	0.2%	-	Any amount monthly

Balance Transfer

Balance transfer

Pay Over	With Interest Rate At	When You Transfer
6 Months	5.99% p.a. with no one-time upfront handling fee	From RM 1,000
12 Months	7.99% p.a. with no one-time upfront handling fee	From RM 1,000

Cimb 0% Easy Pay

Pay Over	With Interest Rate At	When You Spend
12 Months	0% p.a. with no one-time upfront handling fee	From RM 50
24 Months	0% p.a. with no one-time upfront handling fee	From RM 50
36 Months	0% p.a. with no one-time upfront handling fee	From RM 50

Fees and Charges

Annual Fee For Primary Card	Free
Annual Fee For Supplementary Card	Free
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Daily Maximum Cash Withdrawl	Up to 40%
Interest Rate On Cash Withdrawals	18% p.a.

Interest Rate

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income	RM 24,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Malaysian Only