Sign Up Now Bank Rakyat TISB Credit Card-i Apply
Bank Rakyat TISB Credit Card-i

Bank Rakyat TISB Credit Card-i

Enjoy this Islamic credit card with low profit rate and up to 25% discount on Takaful Ikhlas non-motor related insurance!

Profit Rate

13.5% p.a.

Balance Transfer

0% p.a.



Annual Fee


Reward Points Convertible to Cash

Earn reward points at a rate of 1 point for every RM10 spent. You can also choose to convert your points into cash at a rate of RM0.1 for every 10 points!

Free Takaful Family Protection

Enjoy free Takaful travel protection, protection on outstanding balance and free Takaful benevolence expenses of RM 1,000

25% Takaful Rebate

Enjoy 25% rebate on selected non-motor relataed Takaful products



Local rewards
Earn Spent
1 Rakyat Reward Point on every RM10 on all local and overseas retail expenses
  • Your Rakyat Reward Points never expire!

Fees and Charges

Annual fee Free for life.
Annual Fee for Supplementary Card Free for life.
Minimum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM21.20 or 3.18% of withdrawn amount, whichever is higher
*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.


Minimum Annual Income RM 36,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

Get started here. Please fill in your details.

All fields are required*