We are sorry to inform that our main phone line is currently down. For assistance for Insurance Products, please contact 017-873 8635. For Banking Products, please contact 010-777 5283. We are available on call and WhatsApp. Apologies for the inconvenience caused.

Bank Rakyat Muslimah Credit Card-i

Apply for Bank Rakyat Muslimah Credit Card-i by Bank Rakyat

The Muslimah Card is the latest Credit Card-i issued by Bank Rakyat specifically for women. It is the one and only shariah-compliant Credit Card-i for women in Malaysia.

Bank Rakyat Muslimah Credit Card-i
Apply

Product Highlights

Reward
Reward Points Convertible to Cash

Earn reward points at a rate of 1 point for every RM10 spent. You can also choose to convert your points into cash at a rate of RM0.1 for every 10 points!

Lowinterest
Low Profit Rate

Enjoy a low profit rate of 13.5% with the Bank Rakyat Credit Card-i!

Features

Rewards

Local rewards
Earn Spent In
1 Rakyat Reward Point Per RM 10 All expenses
  • Your Rakyat Reward Points never expire!
  • Convert Rakyat Rewards Points into cash. 10 points = RM 0.10.

Bank Rakyat Credit Card I Balance Transfer

Balance transfer
Pay Over With Interest Rate At
3 Months 3% p.a.
4th Months Onwards 13.5% p.a.

Fees and Charges

Annual Fee For Primary Card Free
Annual Fee For Supplementary Card Free
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 21.20 or 3% of the withdrawn amount depending on the amount for every transaction
Profit Rate On Cash Withdrawal 18% p.a.

Interest Rate

Tiers Criteria Profit Rate Per Annum
Tier 1: Minimum payment received before or on Payment Due Date for 9 consecutive months. Non-Member of Bank Rakyat Shares 13.5%
Member of Bank Rakyat Shares 13.0%
Tier 2: Minimum payment received before or on Payment Due Date for 6 months or more within 9 months. Non-Member of Bank Rakyat Shares 17.0%
Member of Bank Rakyat Shares 15.5%
Tier 3: Cardmembers who do not fall within the above categories Non-Member of Bank Rakyat Shares 18.0%
Member of Bank Rakyat Shares 17.0%

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Women, Malaysian citizens