Bank Islam Classic Visa Card-i

Bank Islam Classic Visa Card-i

Enjoy free Takaful protection and Bank Islam TruRewards with this Shariah-compliant classic card!

Profit Rate

From 13.5% p.a.

Balance Transfer

0% p.a.

Cashback

N/A

Annual Fee

Free*

Apply
Reward

Bank Islam TruRewards Program

Earn reward points for your retail spending and redeem, great gadgets, gifts, and more!

Protection

Free Takaful Protection

Enjoy Takaful travel insurance coverage of up to RM 2,000,000

Good

Competitive Cash Withdrawal Fee

Enjoy a competitive cash withdrawal fee of 2.65% and withdraw up to 50% of your finance limit!

Features

Rewards

Earn Spent
1 TruPoint on every RM1 on all local and overseas retail expenses
  • Your TruPoints expire in 3 years.
  • Redeem amazing gifts and rewards from the TruRewards Loyalty Program.

Bank Islam Easy Payment Plan

Pay Over With Interest Rate At When You Spend
3 months 0% p.a. and no one-time upfront handling fee from RM150 
6 months 0% p.a. and no one-time upfront handling fee from RM300 
12 months 0% p.a. and no one-time upfront handling fee from RM600 
18 months 0% p.a. and no one-time upfront handling fee from RM900 
24 months 0% p.a. and no one-time upfront handling fee from RM1200 
36 months 0% p.a. and no one-time upfront handling fee from RM1800 

Fees and Charges

Annual fee RM63.60. Waived when you swipe 12 times a year.
Annual Fee for Supplementary Card RM31.80.
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM5 or 1% of outstanding amount, up to maximum of RM50
Cash withdrawal fee RM12.72 or 2.65% of withdrawn amount, whichever is higher

*inclusive of 6% GST

Profit Rate

13.5% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
16% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
17.5% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

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