Bank Islam Classic MasterCard-i

Bank Islam Classic MasterCard-i

This Islamic card from Bank Islam allows you to enjoy free Takaful protection as well as the benefits of Bank Islam's TruRewards programme

Profit Rate

From 13.5% p.a.

Balance Transfer

0% p.a.

Cashback

N/A

Annual Fee

Free*

Apply
Reward
Bank Islam TruRewards Program

Earn reward points for your retail spending and redeem, great gadgets, gifts, and more!

Protection
Free Takaful Protection

Enjoy Takaful travel insurance coverage of up to RM 2,000,000

Good
Competitive Cash Withdrawal Fee

Enjoy a competitive cash withdrawal fee of 2.65% and withdraw up to 50% of your finance limit!

Features

Rewards

Local rewards
Earn Spent
1 TruPoint on every RM1 on all local and overseas retail expenses
  • Your TruPoints expire in 3 years.
  • Redeem amazing gifts and rewards from the TruRewards Loyalty Program.

Bank Islam Easy Payment Plan

Easy payment
Pay Over With Interest Rate At When You Spend
3 months 0% p.a. and no one-time upfront handling fee from RM150
6 months 0% p.a. and no one-time upfront handling fee from RM300 
12 months 0% p.a. and no one-time upfront handling fee from RM600
18 months 0% p.a. and no one-time upfront handling fee from RM900
24 months 0% p.a. and no one-time upfront handling fee from RM1200
36 months 0% p.a. and no one-time upfront handling fee from RM1800

Fees and Charges

Annual fee RM63.60. Waived when you swipe 12 times a year.
Annual Fee for Supplementary Card RM31.80.
Minimum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM5 or 1% of outstanding amount, up to maximum of RM50
Cash withdrawal fee RM12.72 or 2.65% of withdrawn amount, whichever is higher
*inclusive of 6% GST

Interest Rate

13.5% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
16% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
17.5% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

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