Bank Islam Classic MasterCard-i by Bank Islam

Earn reward points for your retail spending and redeem, great gadgets, gifts, and more!

Enjoy Takaful travel insurance coverage of up to RM 2,000,000

Enjoy a competitive cash withdrawal fee of 2.65% and withdraw up to 50% of your finance limit!

Earn	Spent In
1x TruPoint Per RM 1	All local and overseas retail expenses

Pay Over	With Interest Rate At	When You Spend
3 Months	0% p.a. with no one-time upfront handling fee	From RM 150
6 Months	0% p.a. with no one-time upfront handling fee	From RM 300
12 Months	0% p.a. with no one-time upfront handling fee	From RM 600
18 Months	0% p.a. with no one-time upfront handling fee	From RM 900
24 Months	0% p.a. with no one-time upfront handling fee	From RM 1,200
36 Months	0% p.a. with no one-time upfront handling fee	From RM 1,800

Annual Fee For Primary Card	RM 0*
Annual Fee For Supplementary Card	Free
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount
Late Payment Fee	RM 5 or 1% of the outstanding amount to a maximum of RM 50
Cash Withdrawal Fee	RM 12 or 2.5% of the withdrawn amount, whichever is higher

*Annual fee waived if you swipe card 12 times a year

13.5% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
16.0% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
17.5% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Minimum Annual Income	RM 24,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Anybody