AmBank World MasterCard

Apply for AmBank World MasterCard by Ambank

A world class card for globe-trotting travellers. Fast track your frequent flyer miles and get 5X reward points for your spending!

AmBank World MasterCard
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Product Highlights

Points
5X AmBank Reward Points

Earn up to 5X reward points that you can use redeem awesome gifts or convert to airmiles!

Golf
Exclusive Golfing Privileges

Get unlimited rounds of golf with no green fee charges at participating golf clubs in Malaysia.

Dining
Dining and Hotel Room Privileges

Get up to 50% dining discounts and 20% off Best Available Room Rates at participating Hilton hotels!

Features

Rewards

Local rewards
Earn Spent In
5 AmBonus Points Per RM 1 All overseas retail expenses*
1 AmBonus Point Per RM 1 All local retail expenses
  • Your AmBonus Points expire in 3 years

*All online transactions are not entitled to 5 AmBonus Points regardless the country the Cardmember is in.

Convert Am Bonus Points Into Air Miles

Air miles
Convert Redeem
7,000 AmBonus Points 1,000 Enrich Miles
7,000 AmBonus Points 1,000 Asia Miles
7,000 AmBonus Points 1,000 KrisFlyer Miles
6,000 AmBonus Points 1,000 AirAsia BIG Points

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 0% p.a. with 4.99% one-time upfront handling fee From RM 1,000
12 Months 0% p.a. with 8.99% one-time upfront handling fee From RM 5,000
24 Months 0% p.a. with 8.99% one-time upfront handling fee From RM 5,000

Ambank Easy Payment Plan

36 months
Pay Over With Interest Rate At When You Spend
3 Months 0% p.a. with no one-time upfront handling fee From RM 500
6 Months 0% p.a. with no one-time upfront handling fee From RM 500
12 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with no one-time upfront handling fee From RM 1,000

Am Bank Am Flexi Pay

48 months
Pay Over With Interest Rate At When You Spend
6 Months 3% p.a. with no one-time upfront handling fee From RM 500
12 Months 4% p.a. with no one-time upfront handling fee From RM 2,000
18 Months 5% p.a. with no one-time upfront handling fee From RM 4,000
24 Months 6% p.a. with no one-time upfront handling fee From RM 5,000

Fees and Charges

Annual Fee For Primary Card Free
Annual Fee For Supplementary Card Free for the first 3 cardholders*
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*Annual fee for the 4th supplementary card onwards is RM 188

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 120,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Malaysians and permanent residents
  • AmBank SIGNATURE Priority Banking World Mastercard is available by invitation only