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AmBank Visa Signature

AmBank Visa Signature

An excellent credit card to augment your lifestyle. Dine, shop, or travel like a boss with up to 3X AmBank points for retail purchases!

Interest Rate

15.0% p.a.

Balance Transfer

4.99% p.a.

Cashback

N/A

Annual Fee

Free

Reward
3X AmBank Reward Points

Earn up to 3X reward points that you can use redeem awesome gifts or convert to airmiles!

Travelling
Airmiles Conversion

Convert AmBonus Points to Air Miles with 3 world class Frequent Flyer / Travel Reward Programs i.e. Enrich, Asia Miles and Singapore Airlines KrisFlyer!

Travel protection
Complimentary Travel Protection

Receive travel insurance coverage of up to RM 1 Million when you charge your air tickets to your AmBank Visa Signature card

Features

Rewards

Local rewards
Earn Spent
3 AmBonus Points on every RM1 on all overseas retail expenses
1 AmBonus Point on every RM1 on all local retail expenses
  • Your AmBonus Points expire in 3 years.
  • Use your points to redeem amazing gifts and rewards!

Ambank Am Transfer Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 months 4.99% p.a. and no one-time upfront handling fee from RM1000
12 months 8.99% p.a. and no one-time upfront handling fee from RM5000
24 months 8.99% p.a. and no one-time upfront handling fee from RM5000

Am Bank Easy Payment Plan

Easy payment
Pay Over With Interest Rate At When You Spend
3 months 0% p.a. and no one-time upfront handling fee from RM500
6 months 0% p.a. and no one-time upfront handling fee from RM500
  • Pay for your purchases in 0% interest instalments! 
  • Only available at participating merchants.

Am Bank Am Flexi Pay

Flexi payment
Pay Over With Interest Rate At When You Spend
6 months 3% p.a. and no one-time upfront handling fee from RM500
12 months 4% p.a. and no one-time upfront handling fee from RM2000
18 months 5% p.a. and no one-time upfront handling fee from RM4000
24 months 6% p.a. and no one-time upfront handling fee from RM5000
  • Pay for your purchases in instalments with interest as low as 3%!
  • Applies to all merchants who do not fall under the AmBank Easy Payment P

Fees and Charges

Annual fee Free for life.
Annual Fee for Supplementary Card Free for life for first 3 supplementary cardholders.
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash Withdrawal Fee RM53 or 5.3% of withdrawn amount, whichever is higher.
Profit Rate on Cash Withdrawals 18%
*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months.
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM80,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

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