AmBank Platinum MasterCard

Earn up to 2X reward points that you can use redeem awesome gifts or convert to airmiles!

Get up to 50% dining discounts and 20% off Best Available Room Rates at participating Hilton hotels!

Receive travel insurance coverage of up to RM 1 Million when you charge your air tickets to your AmBank Visa Signature card

Earn	Spent
1 AmBonus Point on every RM1	on all local retail expenses
2 AmBonus Points on every RM1	on all overseas retail expenses

Pay Over	With Interest Rate At	When You Transfer
6 months	4.99 p.a. and no one-time upfront handling fee	from RM1000
12 months	8.99% p.a. and no one-time upfront handling fee	from RM5000
24 months	8.99% p.a. and no one-time upfront handling fee	from RM5000

Pay Over	With Interest Rate At	When You Spend
3 months	0% p.a. and no one-time upfront handling fee	from RM500
6 months	0% p.a. and no one-time upfront handling fee	from RM500

Pay Over	With Interest Rate At	When You Spend
6 months	3% p.a. and no one-time upfront handling fee	from RM500
12 months	4% p.a. and no one-time upfront handling fee	from RM2000
18 months	5% p.a. and no one-time upfront handling fee	from RM4000
24 months	6% p.a. and no one-time upfront handling fee	from RM5000

Annual fee	Free for life.
Annual Fee for Supplementary Card	Free for life for first 3 supplementary cardholders.
Mininum monthly payment	RM50 or 5% of outstanding amount
Late payment fee	RM10 or 1% of outstanding amount, up to maximum of RM100
Cash Withdrawal Fee	RM53 or 5.3% of withdrawn amount, whichever is higher.
Profit Rate on Cash Withdrawals	18%

*inclusive of 6% GST

15% Interest Rate Per Annum	Tier 1: Cardholders with prompt payments for 12 consecutive months.
17% Interest Rate Per Annum	Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum	Tier 3: Cardholders who do not fall under the above categories.

Minimum Annual Income	RM60,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old

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Interest Rate