AmBank M-Gold Visa

Apply for AmBank M-Gold Visa by Ambank

A card that is tailored towards women. Ladies cardmembers get exclusive privileges like free health checkups, car assistance, and wallet guard coverage

AmBank M-Gold Visa
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Product Highlights

Reward
BonusLink Rewards Program

Earn up to 2X Bonuslink Points whenever you shop, and collect 2 sets of points, one from AMBank, one from BonusLink Merchants!

Exclusive ladies privileges
Exclusive Ladies Privileges

Ladies cardmembers can enjoy exclusive privileges like free yearly health checkups, free car assistance, and free wallet guard coverage against theft!

Travel protection
Complimentary Travel Protection

Receive travel insurance coverage of up to RM 1 Million when you charge your air tickets to your AmBank Visa Signature card

Features

Rewards

Local rewards
Earn Spent In
3 AmBonus Point Per RM 10 All retail expenses
3 BonusLink Points Per RM 10 All retail expenses
  • Earn both AmBonus Points and BonusLink points at the same time!
  • Your AmBonus & BonusLink Points expire in 3 years.

Convert Am Bonus Points Into Air Miles

Air miles
Convert Redeem
10,000 AmBonus Points 1,000 Enrich Miles
10,000 AmBonus Points 1,000 AirAsia BIG Points

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 0% p.a. with 4.99% one-time upfront handling fee From RM 1,000
12 Months 0% p.a. with 8.99% one-time upfront handling fee From RM 5,000
24 Months 0% p.a. with 8.99% one-time upfront handling fee From RM 5,000

Ambank Easy Payment Plan

36 months
Pay Over With Interest Rate At When You Spend
3 Months 0% p.a. with no one-time upfront handling fee From RM 500
6 Months 0% p.a. with no one-time upfront handling fee From RM 500
12 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with no one-time upfront handling fee From RM 1,000

Am Bank Am Flexi Pay

48 months
Pay Over With Interest Rate At When You Spend
6 Months 3% p.a. with no one-time upfront handling fee From RM 500
12 Months 4% p.a. with no one-time upfront handling fee From RM 2,000
18 Months 5% p.a. with no one-time upfront handling fee From RM 4,000
24 Months 6% p.a. with no one-time upfront handling fee From RM 5,000

Fees and Charges

Annual Fee For Primary Card RM 225
Annual Fee For Supplementary Card RM 125
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply By invitation only