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AmBank Islamic World MasterCard-i

AmBank Islamic World MasterCard-i

A world class Islamic card that's suitable for frequent travelers. Fast-track your frequent flyer miles and get 5X reward points for all your spending!

Profit Rate

15.0% p.a.

Balance Transfer

4.99% p.a.

Cashback

N/A

Annual Fee

Free

Points
5X AmBank Reward Points

Earn up to 5X reward points that you can use redeem awesome gifts or convert to airmiles!

Travelling
Airmiles Conversion

Convert AmBonus Points to Air Miles with 3 world class Frequent Flyer / Travel Reward Programs i.e. Enrich, Asia Miles and Singapore Airlines KrisFlyer!

Golf
Exclusive Golfing Privileges

Get unlimited rounds of golf with no green fee charges at participating golf clubs in Malaysia.

Dining
Dining and Hotel Room Privileges

Get up to 50% dining discounts and 20% off Best Available Room Rates at participating Hilton hotels!

Features

Rewards

Local rewards
Earn Spent
5 AmBonus Point on every RM1 on all overseas retail expenses
1 AmBonus Points on every RM1 on all local retail expenses
  • Your AmBonus Points expire in 3 years.
  • Use your points to redeem amazing gifts and rewards!

Ambank Am Transfer Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 months 4.99% p.a. and no one-time upfront handling fee from RM1000
12 months 8.99 p.a. and no one-time upfront handling fee from RM5000
24 months 8.99% p.a. and no one-time upfront handling fee from RM5000

Am Bank Easy Payment Plan

Easy payment
Pay Over With Interest Rate At When You Spend
3 months 0% p.a. and no one-time upfront handling fee from RM500
6 months 0% p.a. and no one-time upfront handling fee from RM500
  • Pay for your purchases in 0% interest instalments!
  • Only available at participating merchants.

Am Bank Am Flexi Pay

Flexi payment
Pay Over With Interest Rate At When You Spend
6 months 3% p.a. and no one-time upfront handling fee from RM500
12 months 4% p.a. and no one-time upfront handling fee from RM2000
18 months 5% p.a. and no one-time upfront handling fee from RM4000
24 months 6% p.a. and no one-time upfront handling fee from RM5000
  • Pay for your purchases in instalments with interest as low as 3%!
  • Applies to all merchants who do not fall under the AmBank Easy Payment P

Fees and Charges

Annual fee Free for life.
Annual Fee for Supplementary Card Free for life for first 3 supplementary cardholders.
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Profit Rate on Cash Withdrawals 18%
*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months.
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM100,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

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