AmBank Islamic Card Al-Taslif MasterCard Gold Card-i

Apply for AmBank Islamic Card Al-Taslif MasterCard Gold Card-i by Ambank

A Syariah-compliant card from AmBank that will provide you with a great reward programme, 0% instalment plan, and complimentary insurance coverage

AmBank Islamic Card Al-Taslif MasterCard Gold Card-i
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Product Highlights

Points
AmBank Reward Points

Earn AmBank reward points whenever you shop, then use them to redeem amazing gifts and deals!

Installment
0% Merchant Instalment Plan

Take advantage of 0% easy instalment plans at participating merchants and get the things you want NOW!

Travel protection
Complimentary Travel Protection

Receive travel insurance coverage of up to RM 1 Million when you charge your air tickets to your AmBank Visa Signature card

Features

Rewards

Local rewards
Earn Spent In
1 AmBonus Point Per RM 1 All retail expenses
  • Your AmBonus Points expire in 3 years

Convert Am Bonus Points Into Air Miles

Air miles
Convert Redeem
10,000 AmBonus Points 1,000 Enrich Miles
10,000 AmBonus Points 1,000 AirAsia BIG Points

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 0% p.a. with 4.99% one-time upfront handling fee From RM 1,000
12 Months 0% p.a. with 8.99% one-time upfront handling fee From RM 5,000
24 Months 0% p.a. with 8.99% one-time upfront handling fee From RM 5,000

Ambank Easy Payment Plan

36 months
Pay Over With Interest Rate At When You Spend
3 Months 0% p.a. with no one-time upfront handling fee From RM 500
6 Months 0% p.a. with no one-time upfront handling fee From RM 500
12 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with no one-time upfront handling fee From RM 1,000

Am Bank Am Flexi Pay

48 months
Pay Over With Interest Rate At When You Spend
6 Months 3% p.a. with no one-time upfront handling fee From RM 500
12 Months 4% p.a. with no one-time upfront handling fee From RM 2,000
18 Months 5% p.a. with no one-time upfront handling fee From RM 4,000
24 Months 6% p.a. with no one-time upfront handling fee From RM 5,000

Fees and Charges

Annual Fee For Primary Card Free
Annual Fee For Supplementary Card Free for the first 3 cardholders*
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*Annual fee for the 4th supplementary card onwards is RM 75

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone