Allianz Insurance CardApply
Unlimited Cash Back
Receive 1.2% cash back on overseas spending and 0.5% cash back on local spending with absolutely no limit!
Annual Fee Waiver
First 3 years annual fee waived, thereafter waived with a minimum spend of RM 5,000 or if you swipe 12 times within a 12 month period.
20 days Interest-Free Period
Pay zero interest for retail transactions if payment is made within 20 days (only if all retail transactions for the previous month are paid for by the due date).
Cash Advance Facility
Withdraw a cash advance of up to 100% of your credit limit.
|Cash Back Category||Cash back Rate||Monthly Cap||Spend|
|Allianz Insurance||0.3%||uncapped||any amount monthly|
- Enjoy 0.3% cash rebate on spending at Allianz Life Insurance Malaysia Berhad and Allianz General Insurance Company (Malaysia) Berhad
|Pay Over||With Interest Rate At||When You Transfer|
|12 months||6.99% p.a. and no one-time upfront handling fee||from RM1000|
|18 months||6% p.a. and no one-time upfront handling fee||from RM1000|
|24 months||7.99% p.a. and no one-time upfront handling fee||from RM1000|
Alliance Bank Flexible Payment Plan
|Pay Over||With Interest Rate At||When You Spend|
|6 months||2.5% one-time upfront handling fee||from RM500|
|12 months||5.5% one-time upfront handling fee||from RM500|
|18 months||7% one-time upfront handling fee||from RM1000|
|24 months||8% one-time upfront handling fee||from RM1000|
- Flexible Payment Plan (FPP) allows you to convert any retail purchases made with your Alliance Bank Credit Card at any merchant into manageable fixed installment amounts.
Fees and Charges
|Annual fee||Free for life.|
|Annual Fee for Supplementary Card||Free for life.|
|Mininum monthly payment||RM50 or 5% of outstanding amount|
|Late payment fee||RM10 or 1% of outstanding amount, up to maximum of RM100|
|Cash withdrawal fee||RM15.90 or 5.30% of withdrawn amount, whichever is higher|
|Interest rate on cash withdrawals||18%|
|15% Interest Rate Per Annum||Tier 1: Cardholders with prompt payments for 12 consecutive months|
|17% Interest Rate Per Annum||Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.|
|18% Interest Rate Per Annum||Tier 3: Cardholders who do not fall under the above categories.|
|Minimum Annual Income||RM 60,000|
|Minimum Age For Primary Card||21 years old|
|Minimum Age For Supplementary Card||18 years old|
- Card is only available to agents and employees of Allianz General Insurance Company (Malaysia) Berhad.
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