Allianz Insurance Card

Allianz Insurance Card

Exclusively for agents and employees of Allianz General Insurance Company (Malaysia) Berhad (AGIC). Get unlimited 0.3% cash back on monthly spending at AGIC.

Interest Rate

From 15.0% p.a.

Balance Transfer

6.0% p.a.

Cashback

up to 0.3%

Annual Fee

Free

Apply
Cash back
Unlimited Cash Back

Receive 1.2% cash back on overseas spending and 0.5% cash back on local spending with absolutely no limit!

Free
Annual Fee Waiver

First 3 years annual fee waived, thereafter waived with a minimum spend of RM 5,000 or if you swipe 12 times within a 12 month period.

Free
20 days Interest-Free Period

Pay zero interest for retail transactions if payment is made within 20 days (only if all retail transactions for the previous month are paid for by the due date).

Good
Cash Advance Facility

Withdraw a cash advance of up to 100% of your credit limit.

Features

Cash Back

Cash back
Cash Back Category Cash back Rate Monthly Cap Spend
Allianz Insurance 0.3% uncapped any amount monthly
  • Enjoy 0.3% cash rebate on spending at Allianz Life Insurance Malaysia Berhad and Allianz General Insurance Company (Malaysia) Berhad

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
12 months 6.99% p.a. and no one-time upfront handling fee from RM1000
18 months 6% p.a. and no one-time upfront handling fee from RM1000
24 months 7.99% p.a. and no one-time upfront handling fee from RM1000

Alliance Bank Flexible Payment Plan

Flexi payment
Pay Over With Interest Rate At When You Spend
6 months 2.5% one-time upfront handling fee from RM500
12 months 5.5% one-time upfront handling fee from RM500
18 months 7% one-time upfront handling fee from RM1000
24 months 8% one-time upfront handling fee from RM1000
  • Flexible Payment Plan (FPP) allows you to convert any retail purchases made with your Alliance Bank Credit Card at any merchant into manageable fixed installment amounts.

Fees and Charges

Annual fee Free for life.
Annual Fee for Supplementary Card Free for life.
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%
*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM 60,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
  • Card is only available to agents and employees of Allianz General Insurance Company (Malaysia) Berhad.

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