Alliance Bank Visa Classic Card

Apply for Alliance Bank Visa Classic Card by Alliance Bank

Every local or overseas purchases by swiping your card lead you closer to the holiday. Swipe your card and redeem the free flight!

Alliance Bank Visa Classic Card
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Product Highlights

Travelling
Redeem Free Flights

Redeem flights at a rate of 6000 TBP = 1000 Enrich Miles (MAS)

Cash advance
Cash Advance Facility

Withdraw a cash advance of up to 100% of your credit limit.

Free
20 Days Interest-Free Period

Zero interest for retail transactions if payment made within 20 days (if all the transaction from previous month have been paid)

Features

Rewards

Local rewards
Earn Spent In
1 Timeless Bonus Points Per RM1 All local and overseas spending
  • Your Timeless bonus points will never expire

Balance Transfer

Balance transfer img
Pay Over With Interest Rate At When You Transfer
12 Months 6.99% p.a. with no one-time upfront handling fee From RM 1,000
18 Months 6.00% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 7.99% p.a. with no one-time upfront handling fee From RM 1,000

Flexi Payment Plan

Flexi payment img
Pay Over With Interest Rate At When You Spend
6 Months 0% p.a. with 2.5% one-time upfront handling fee From RM 500
12 Months 0% p.a. with 5.5% one-time upfront handling fee From RM 500
18 Months 0% p.a. with 7.0% one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with 8.0% one-time upfront handling fee From RM 1,000

Fees and Charges

Annual Fee For Primary Card RM 68*
Annual Fee For Supplementary Card RM 20
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 15 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*Annual fee waived if you spend RM 5,000 p.a. and swipe 12 times a year

Interest Rate

15% Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months
18% Per Annum Tier 3: Cardholders who do not fall under the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Malaysians only