Donate Reward Points to Chinese Independent Schools
You can choose to contribute 50% or 100% of the Timeless Bonus Points you earn to any Chinese Independent School of your choice!
Annual Fee Waiver
First 3 years annual fee waived, thereafter waived with a minimum spend of RM 5,000 or if you swipe 12 times within a 12 month period.
|1 Timeless Bonus Point on every RM1||on all local and overseas expenses|
- Your Timeless Bonus Points will never expire.
- Petrol and government transactions do not earn bonus points.
- Use your bonus points to earn great gifts and rewards!
Alliance Bank Flexible Payment Plan
|Pay Over||With Interest Rate At||When You Spend|
|6 months||2.5% one-time upfront handling fee||from RM500|
|12 months||5.5% one-time upfront handling fee||from RM500|
|18 months||7% one-time upfront handling fee||from RM1000|
|24 months||8% one-time upfront handling fee||from RM1000|
- Flexible Payment Plan (FPP) allows you to convert any retail purchases made with your Alliance Bank Credit Card at any merchant into manageable fixed installment amounts.
|Pay Over||With Interest Rate At||When You Transfer|
|12 months||6.99% p.a. and no one-time upfront handling fee||from RM1000|
|18 months||6% p.a. and no one-time upfront handling fee||from RM1000|
|24 months||7.99% p.a. and no one-time upfront handling fee||from RM1000|
Fees and Charges
|Annual Fee for Supplementary Card||RM31.80|
|Mininum monthly payment||RM50 or 5% of outstanding amount|
|Late payment fee||RM10 or 1% of outstanding amount, up to maximum of RM100|
|Cash withdrawal fee||RM15.90 or 5.30% of withdrawn amount, whichever is higher|
|Interest rate on cash withdrawals||18%|
|15% Interest Rate Per Annum||Tier 1: Cardholders with prompt payments for 12 consecutive months|
|17% Interest Rate Per Annum||Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.|
|18% Interest Rate Per Annum||Tier 3: Cardholders who do not fall under the above categories.|
|Minimum Annual Income||RM 24,000|
|Minimum Age For Primary Card||21 years old|
|Minimum Age For Supplementary Card||18 years old|
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