Up to 5% Cash Back
Earn up to 5% cash back on all retail spending except petrol and insurance
4X Reward Points
Earn up to 4X reward points that you can use to redeem AEON exclusive gifts like vouchers and gadgets!
5% Petrol Cash Rebate
Enjoy 5% cash back on petrol every Sunday!
Plaza Premium Lounge Access
Enjoy 5X complimentary visits per year to plaza premium lounges in Malaysia!
|Cashback Category||Cashback Rate||Monthly Cap||Minimum Monthly Spend|
|AEON BiG Thank You Day||5%||RM 100||up to RM2,000 monthly|
|payWave Transactions at AEON BiG||5%||RM 25||Any amount monthly|
|Petrol Transactions on Sunday||5%||RM 25||Any amount but on weekends only|
|Overseas and Online Transactions||2%||RM 25||Any amount monthly|
|4 points per RM1||purchases at AEON BiG stores on every 10th of the month|
|2 points per RM1||purchases at AEON BiG stores on normal days|
|1 point per RM1||purchases at other merchants|
- Reward points expire in 2 years.
Aeon Bank Balance Transfer
|Pay Over||With Interest Rate At||When You Tranfer|
|6 Months||0% p.a. and no one-time up front handling fee||from RM 1,000|
Aeon Cards Flexi Payment Plan
|Pay Over||With Interest Rate At||When You Spend|
|6 months||2.5% p.a. and no admin fee||from RM500|
|12 months||3.5% p.a. and no admin fee||from RM1,000|
|18 months||5.5% p.a. and no admin fee||from RM2,000|
Fees and Charges
|Annual fee||RM95 (Free for the first year). Waived when you swipe a minimum of 12 times a year.|
|Annual Fee for Supplementary Card||RM60|
|Mininum monthly payment||RM50 or 5% of outstanding amount|
|Late payment fee||RM10 or 1% of outstanding amount, up to maximum of RM100|
|Cash withdrawal fee||RM15.90 or 5.30% of withdrawn amount, whichever is higher|
|Interest rate on cash withdrawals||18%|
|15% Interest Rate Per Annum||Tier 1: Cardholders with prompt payments for 12 consecutive months|
|17% Interest Rate Per Annum||Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.|
|18% Interest Rate Per Annum||Tier 3: Cardholders who do not fall under the above categories.|
|Minimum Annual Income||RM 36,000|
|Minimum Age For Primary Card||21 years old|
|Minimum Age For Supplementary Card||18 years old|
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