HSBC Premier Travel Credit Card
Apply
| Earn | Spent In |
|---|---|
| 1.1x Air Miles Per RM 1 | Overseas transactions |
| 1x Air Miles Per RM 4 | Local transactions |
Like travelling? Then this is the best card to accompany you!
Interest Rate
From 15.0% p.a.
Balance Transfer
0.0 % p.a.
Cashback
N/A
Annual Fee
RM 600.00
Get complimentary access to 850 airport lounges worldwide!
Receive up to RM 750,000 travel & flight accident coverage!
Enjoy great offers at over 19,000 merchants in over 160 countries when you shop, dine and travel.
| Earn | Spent In |
|---|---|
| 1.1x Air Miles Per RM 1 | Overseas transactions |
| 1x Air Miles Per RM 4 | Local transactions |
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 Months* | 1.99% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 6 Months | 0% p.a. with 3% one-time upfront handling fee | From RM 1,000 |
| 6 Months | 4.99% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 12 Months | 6.99% p.a. with no one-time upfront handling fee | From RM 1,000 |
*Only for new HSBC Credit Card applicants
| Annual Fee For Primary Card | RM 600* |
|---|---|
| Annual Fee For Supplementary Card | Free |
| Minimum Monthly Payment | RM 50 or 5% of the outstanding amount, whichever is higher |
| Late Payment Fee | RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100 |
| Cash Withdrawal Fee | RM 15 or 5% of the withdrawn amount, whichever is higher |
| Interest Rate On Cash Withdrawals | 18% p.a. |
*First year waived. Subsequent years waived when you spend a minimum of RM 45,000 p.a.
| 15% Per Annum | Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months |
|---|---|
| 17% Per Annum | Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle |
| 18% Per Annum | Tier 3: Cardmembers who do not fall within the above categories |
| Minimum Annual Income | RM 36,000 |
|---|---|
| Minimum Age For Primary Card | 21 years old |
| Minimum Age For Supplementary Card | 18 years old |
| Who Can Apply | HSBC Premier account holder |
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