Citi Cash Back Platinum Card

Apply for Citi Cash Back Platinum Card by Citibank

Enjoy up to 10% cash back on all your purchases with no minimum spend with Citi Cash Back Platinum Card!

Citi Cash Back Platinum Card
Apply

Product Highlights

Cash back
Up to 10% Cash Back

Earn up to 10% Cash Back on dining, groceries, petrol and GRAB rides plus unlimited 0.2% Cash Back on other retail spend.

World
Citibank World Privileges

Enjoy discounts and privileges at over 24,000 hotels, restaurants, boutiques, retail outlets, golf resorts, and more. Best of all, these privileges are available to you all over the world.

Free
20 Days Interest-Free Period

Pay zero interest for retail transactions if payment is made within 20 days (only if all retail transactions for the previous month are paid for by the due date).

Features

Cash Back

Cash back
Cash Back Category Cash Back Rate Monthly Cap Spend
Petrol 10% RM 15 RM 1,500 and above
Grocery 10% RM 15 RM 1,500 and above
Dining 10% RM 15 RM 1,500 and above
Grab Rides 10% RM 15 RM 1,500 and above
Other Retails 0.2% RM 3 RM 1,500 and below

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
12 Months 8.99% p.a. with no one-time upfront handling fee From RM 1,000

Flexi Payment Plan

Flexi payment
Pay Over With Interest Rate At When You Spend
6 Months 10.57% p.a. with no one-time upfront handling fee From RM 500
12 Months 9.96% p.a. with no one-time upfront handling fee From RM 500
18 Months 9.84% p.a. with no one-time upfront handling fee From RM 500
24 Months 9.85% p.a. with no one-time upfront handling fee From RM 500
30 Months 9.91% p.a. with no one-time upfront handling fee From RM 500
36 Months 9.99% p.a. with no one-time upfront handling fee From RM 500

Fees and Charges

Annual Fee For Primary Card RM 195
Annual Fee For Supplementary Card RM 100
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 60,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone