• GST, government service tax, goods and service tax, standard rated gst, zero rated gst, exempt rated gst, GST on property price, property price GST, residential properties gst, commercial properties gst

    How GST Will Impact Home Prices & The Property Market

    With the coming implementation of Goods & Service Tax (GST) in April 2015, many Malaysians are concerned with what this bodes for prices in general. It is inevitable that home prices will also be affected. In this article, we explain how home and property prices will be affected moving forward.   Continue reading...

  • GST, government service tax, goods and service tax, standard rated gst, zero rated gst, exempt rated gst,

    GST In Malaysia Explained

    In Malaysia’s Budget 2014 speech, the implementation of Goods and Service Tax (GST) was perhaps the hottest topic. To be introduced in April 2015, it will replace Malaysia’s Sales tax (10%) and Service tax (6%). Under GST, most of the goods and services (except basic necessities) will be charged a tax rate of 6% at every stage of the supply chain. The question now on everyone’s mind – How will life be after GST?   Continue reading...

  • home loan instalments, home loan, home loan installments, inflation, loan interest, inflation rate, BLR

    How Inflation Affects Loan Installments

    You may have been advised to save money and clear off debts whenever possible. But does this really work to your benefit? Here, we break down the effects of inflation on your mortgage instalments and savings left sitting in the bank.   Continue reading...

  • microcredit, microfinance, microloan, micro loan, loan,

    Microfinance/Microedit in Malaysia

    There’s a saying that banks only lend to those who do not need it. All over the world, lower income groups face difficulties getting access to financing. They are often rejected by banks due to their lower financial capacity and lack of collateral. Their limited access to credit facilities has in some ways contributed to the issue of the poor being unable to improve their own position. Eventually, this led to the introduction of one of the greatest concepts in finance – Microcredit.   Continue reading...