• Personal Loan in Malaysia

    Getting a Personal Loan in Malaysia

    Compared against all other types of loans, personal loans are the most convenient and easily accessible loan available. In Malaysia, you can get a personal loan approved in a day. Also, unlike other loans (E.g. Housing loan / car loans) which has a pre-determined use for the money, it is a cash loan. You can do anything you want with the money – Home renovations, car repair bills, debt consolidation etc. If you are considering a personal loan, there are some things you should know.   Continue reading...

  • Basics of Commercial Property Loans in Malaysia

    When it comes to property financing, a majority of people only know about residential property loans a.k.a. Home loan / housing loan. But if you are not purchasing a residential property, a home loan is not the solution. You would need a commercial property loan to finance the purchase of properties like a shop lots, offices, factories, serviced apartments, SoVo, SoHo etc.   Continue reading...

  • Will BLR in Malaysia increase or decrease?

    Most home loans today are Floating / Variable Rate loans pegged to the Base Lending Rate (BLR) in some way or another. So it’s natural that questions on BLR get asked of mortgage officers a lot. “Will BLR in Malaysia increase or decrease?” “What is the forecast of the BLR trend in Malaysia?” And very popular as of this time of writing, “How will the general election (GE) affect BLR rates?” There are many who say it will go up, but enough detractors harp the opposite. So who is right and who is wrong?   Continue reading...