AEON Platinum MasterCard by AEON

Enjoy 6x free access every year to Plaza Premium Lounges!

Enjoy up to RM 1,000,000 travel coverage underwritten by Tokio Marine Insurans (Malaysia) Berhad!

When you purchase movie tickets from participating cinemas in AEON Mall and selected malls, you can get up to RM 14 rebate on weekdays!

Cash Back Category	Cash Back Rate	Monthly Cap	Spend
AEON Thank You Day	5%	RM 100	Any amount on every 20th of the month
AEON BiG Thank You Member Day	5%	RM 100	Any amount on every 28th of the month
Online Utility Bills Payment	2%	RM 25	Any amount monthly*

*Only applicable for principal credit card only

Earn	Spent In
4x AEON Points Per RM 1	All AEON or AEON BiG Stores
3x AEON Points Per RM 1	Petrol, overseas transaction in foreign currency, and dining transactions*
1x AEON Points Per RM 1	Overseas transactions in foreign currency and dining transactions**
1x AEON Points Per RM 1	Other transactions

*Only applicable for 1 year after card approval date

**Applicable after 1 year of card approval date

Pay Over	With Interest Rate At	When You Transfer
6 Months	0% p.a. and no one-time upfront handling fee	From RM 1,000

Pay Over	With Interest Rate At	When You Spend
6 Months	0% p.a. with 2.5% one-time upfront handling fee	From RM 500
12 Months	0% p.a. with 3.5% one-time upfront handling fee	From RM 1,000
18 Months	0% p.a. with 5.5% one-time upfront handling fee	From RM 2,000

Pay Over	With Interest Rate At	When You Spend
6 Months	0% p.a. with no one-time upfront handling fee	From RM 500
12 Months	0% p.a. with no one-time upfront handling fee	From RM 500
24 Months	0% p.a. with no one-time upfront handling fee	From RM 500
36 Months	0% p.a. with no one-time upfront handling fee	From RM 500

Annual Fee For Primary Card	RM 200*
Annual Fee For Supplementary Card	RM 100*
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 15 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

*First year waived. Subsequent years waived when you spend a minimum of RM 18,000 p.a.

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Minimum Annual Income	RM 60,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Anyone

Apply for AEON Platinum MasterCard by AEON