Articles Tagged By Savings

Mistakes To Avoid When Upsizing Your Home

Do you want to save yourself from the pitfall of extra financial burden? Here are some valuable tips on upsizing your home to do just that.

Personal Finance Challenge 2016

For many people, the beginning of the year is often seen as a chance for a fresh start, an opportunity to get rid of bad habits and to straighten the proverbial boat, hence the annual influx of new gym-goers that occurs around this time of year, e...

Financial Planning Series Part 5: The Upswing of Bankruptcy Among Young Malaysians

Over the last five years, approximately 25,000 Malaysians under the age 35 have been declared bankrupt at an average of 13.7 people per day according to the Insolvency Department’s records. An unpaid debt of over RM 30,000 can lead to the court de...

Financial Planning Series Part 4: Are You Overspending Or Saving Enough?

Before we start, ask yourself this question. Do you run out of money towards the end of the month? Well, if your answer is yes, let us show you how to create a monthly budget so that your monthly spend is limited according to the level of income y...

How To Improve Your Borrowing Power

In the first 6-months of 2015 itself, about 35% of housing loans have been rejected by banks – which is a 6% increase from last year, according to a survey conducted by the Real Estate and Housing Developers Association of Malaysia (REHDA).

How To Reach Your Investment Goals With Rule Of 72

In our previous article, we explained the Rule of 78 which ensures that maximum interest is paid at the start of the loan, minimizing savings from early loan settlement. In this article, we will provide information for a different rule which is kn...

Top Financial Regrets of Successful Professionals

Is your career the only thing that will guarantee your future wealth? The answer is no, your career is simply a source of income, how to manage your wealth seems to be a big pitfall for many successful young professionals nowadays. A little planni...