Articles Tagged By Lending Rate

base lending rate, base rate, spread, transparency, monetary policy, efficiency, impact

2015 dictates a fresh, new beginning for homeowners, especially with Bank Negara Malaysia implementing a new reference rate (Base Rate) to replace the old Base Lending Rate (BLR). What is this new Base Rate and how will it affect borrowers like ...

refinancing limit 10 years

In Q3 of 2013, Bank Negara Malaysia (BNM) issued new guidelines to banks regarding refinancing of mortgages. Prior to this, anyone could refinance their homes with repayment tenures up to 35 years. Under the new guidelines, any cash out amount ...

Will BLR in Malaysia increase or decrease?

Most home loans today are Floating / Variable Rate loans pegged to the Base Lending Rate (BLR) in some way or another. So it’s natural that questions on BLR get asked of mortgage officers a lot. “Will BLR in Malaysia increase or decrease?” “What i...