Articles Tagged By Interest Rates

Key Things To Look For When Choosing A Personal Loan

People take personal loans for all kinds of reasons - from paying for a car or wedding to consolidating a number of debts into a single payment. Many aspiring entrepreneurs also use it as seed money to jump start their business or to put it into a...

Top Reasons To Refinance Your Home Loan

Refinancing your home loan can favour you in various aspects to lower the cost of loan. The important question is whether these aspects relate to your situation and if yes, then how can you proceed for refinancing.

How To Reach Your Investment Goals With Rule Of 72

In our previous article, we explained the Rule of 78 which ensures that maximum interest is paid at the start of the loan, minimizing savings from early loan settlement. In this article, we will provide information for a different rule which is kn...

How Banks Fooled You with the Rule of 78

The Rule of 78 is one of the most prevalent secrets in the banking industry that is barely understood by the public. Without your knowledge, you may have already been subject to this insidious practice and came out on the losing end. What is this ...

Will You Take An Interest Only Mortgage

In various countries, an Interest Only Mortgage is seen as a great option when purchasing a home. Although currently not available in Malaysia, would you take one if it was?

zero entry cost loan is it better non-zero entry cost loan

These days finding the right home loan can be much easier when using home loan comparison tools and comparisons, but trying to understand the terms and conditions and how these affect your loan can be stomach-churning. Many home loan providers are...

Housing Loan Flexi Loan Best Bank Rate

As the saying goes “There’s no place like Home”. Buying our own home is one of the biggest financial decisions we make during our lifetime. The Majority of people, regardless of whether they buy as an investment or to live in, will finance their h...

BNM, blr, base lending rate, bank negara, interest rate

Property owners and potential home buyers have been known to partake in coffee shop discussions about Base Lending Rate (BLR), and how the government should lower it to make property ownership more affordable. Before you start ranting about ho...

Klibor, klibor home loan, home loan, housing loan

When it comes to home loans, most people only know of BLR and BFR / IFR (Islamic type home loans) pegged mortgage loans. Yet, there are other alternative types of mortgage loans available. In this article, we show you an alternative choice in the ...

interest rate, monthly rest interest, daily rest interet

Ever come across the terms ‘Monthly Rest Interest’ and ‘Daily Rest Interest’? These are terms you should look out for when shopping for a loan. They are basically calculation methods used by financial institutions to charge payable interest. Be...