RHB Smart Value Card

Mohon untuk RHB Smart Value Card dengan RHB

Nikmatilah rebat tunai sebanyak 5% untuk pembelian barangan runcit, pembelian online, petrol, dan bil-bil utiliti dengan RHB Smart Value Visa Card.

RHB Smart Value Card
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Product Highlights

Travel protection
Takaful Insurance Coverage

Enjoy Takaful insurance coverage of up to RM100,000 when you charge your plane tickets to your card!

Payment
Contactless Payment Technology

Contactless payment technology allows you to pay instantly just by waving your card over secure contactless terminals in stores!

Cash back
5% Cash Back

Get up to 5% cash back from a variety of essential purchases with this card!

Features

Cash Back

Cash back
Cash Back Category Cash Back Rate Monthly Cap Spend
Petrol, Groceries, Online Transactions, And Utilities 5% RM 10 Above RM 2,501 monthly
Petrol, Groceries, Online Transactions, And Utilities 2% RM 10 RM 1,501 to RM 2,500 monthly
Petrol, Groceries, Online Transactions, And Utilities 1% RM 10 RM 500 to RM 1,500 monthly 
Other Transactions 0.2% Uncapped RM 500 and above monthly

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
12 Months 4% p.a. with no one-time upfront handling fee From RM 1,000
18 Months 7% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 10.99% p.a. with no one-time upfront handling fee From RM 1,000

Rhb Dial An Instalment

36 months
Pay Over With Interest Rate At When You Spend
6 Months 0% p.a. with 2.5% one-time upfront handling fee From RM 500 
12 Months 0% p.a. with 5% one-time upfront handling fee From RM 1,000
18 Months 0% p.a. with 7% one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with 9% one-time upfront handling fee From RM 2,000

 

Rhb Smart Instalment

48 months
Pay Over With Interest Rate At When You Spend
6 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
9 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
12 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
  • Only applicable for participating merchants

Fees and Charges

Annual Fee For Primary Card RM 70
Annual Fee For Supplementary Card Free
Mininum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 15 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone