Mutual Gold-Public Bank Visa Platinum

Mutual Gold-Public Bank Visa Platinum

Kad ini merupakan kad yang eksklusif untuk ahli Mutual Gold dan Mutual Gold Elite dari Public Mutual sahaja. Menikmati rebat tunai sebanyak 1% untuk pembelian runcit dan rebat tunai lebihan Mutual Gold pada hari jadi anda!

Mutual Gold-Public Bank Visa Platinum
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Product Highlights

Vip
By Invitation Only

The Mutual Gold-PB Visa Platinum is an invitation-only card for Mutual Gold and Mutual Gold Elite members of Public Mutual.

Cash back
1% Unlimited Cash Back

Get 1% unlimited cash back on all purchases

Travel protection
Free Travel Insurance

Enjoy free Flight Travel Personal Accident coverage up to RM1,000,000 as well as Credit Card Balance insurance coverage.

Features

Cash Back

Cash back
Cash Back Category Cash back Rate Monthly Cap Spend
All Local Retail 0.3% RM 30 from RM1 up to RM10000 monthly
All Local Retail 0.5% Uncapped from RM10001 and above monthly
All Overseas Retail 0.6% RM60 from RM1 up to RM10000 monthly
All Overseas Retail 1% Uncapped from RM10001 and above monthly
  • Earn up to 0.5% cash back on all retail purchases except for petrol.
  • Earn 2X cash back for overseas transactions.

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 months 0% p.a. and 1% one-time upfront handling fee from RM500
6 months 0% p.a. and 0% one-time upfront handling fee from RM6000
12 months 0% p.a. and 2.5% one-time upfront handling fee from RM1000
24 months 0% p.a. and 5% one-time upfront handling fee from RM3000
36 months 0% p.a. and 7% one-time upfront handling fee from RM6000

Easy Payment Plan

Easy payment
Pay Over With Interest Rate At When You Spend
6 months 1% one-time upfront handling fee from RM500
9 months 0% one-time upfront handling fee from RM2000
12 months 2% one-time upfront handling fee from RM1000
24 months 5% one-time upfront handling fee from RM2000
36 months 7% one-time upfront handling fee from RM3000
  • Buy the things you've always wanted with payment terms of up to 24 months and low interest rates.

Fees and Charges

Annual fee Free for life.
Annual Fee for Supplementary Card Free for life.
Minimum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%
*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
* This card is available by invitation only.