Hong Leong Visa Infinite

Apply for Hong Leong Visa Infinite by Hong Leong Bank

Mendapatkan mata ganjaran penerbangan kerap MAS Enrich Miles apabila anda membuat pembelian dengan menggunakan kad ini

Hong Leong Visa Infinite
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Product Highlights

Mileage
Hassle-Free Enrich Miles

Every amount charged to the card automatically earns you Enrich Miles without the need to file a request. No fuss, no hassle. All you have to think about is which favorite destinations you’d like to fly to.

Pass
Plaza Premium Lounge Access

Enjoy 5X complimentary visits per year to plaza premium lounges in Malaysia!

Currency exchange
Preferential Foreign Currency Exchange Rate

Enjoy competitive rates when you purchase foreign currencies from the Hong Leong Bank Bureau de Change located in klia2 and Penang International Airport.

Travel protection
Complimentary Travel Insurance

Charge your travel fares to the Card to enjoy complimentary Travel Personal Accident coverage of up to RM1,000,000 for American Express Platinum Credit Cardmembers, as well as Travel Inconvenience coverage for missed connections, luggage delay, luggage loss and flight delay.

Features

Rewards

Local rewards
Earn Spent
1 MAS Enrich Mile per RM2.80 on local retail expenses
1 MAS Enrich Mile per RM1.80 on all overseas retail expenses
  • Your MAS Enrich miles will never expire.

Travel Insurance Coverage

Travel protection
Travel Coverage Sum Insured
Personal Accident Up to RM3,000,000
Travel Insurance Up to RM3,000,000
Delayed Flight Up to RM2,000
Missed Flight Up to RM2,000
Lost Luggage Up to RM8,000
Delayed Luggage Up to RM4,000

Hong Leong Flexi Payment Plan

Flexi payment
Pay Over With Interest Rate At When You Spend
6 months 8.99% p.a. and no one-time upfront handling fee from RM500
12 months 8.99% p.a. and no one-time upfront handling fee from RM1000
18 months 8.99% p.a. and no one-time upfront handling fee from RM1000
24 months 8.99% p.a. and no one-time upfront handling fee from RM2000
36 months 8.99% p.a. and no one-time upfront handling fee from RM2000
  • Purchases at merchants that are not part of the Hong Leong Extended Payment Plan fall under the Hong Leong Flexi Payment Plan instead.

Hong Leong Extended Payment Plan

Easy payment
Pay Over With Interest Rate At When You Spend
3 months 0% p.a. and no one-time upfront handling fee from RM500
6 months 0% p.a. and no one-time upfront handling fee from RM500
12 months 0% p.a. and no one-time upfront handling fee from RM500
18 months 0% p.a. and no one-time upfront handling fee from RM500
24 months 0% p.a. and no one-time upfront handling fee from RM500
36 months 0% p.a. and no one-time upfront handling fee from RM500
  • Pay for big purchases in instalments with zero interest!
  • Payment terms of up to 36 months at participating merchants.

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 6.99% p.a. and no one-time upfront from handling fee from RM1000
12 Months 6.99% p.a. and no one-time from upfront handling fee from RM1000
  • Minimum balance transfer of RM1,000 required

Fees and Charges

Annual fee Free for life.
Annual Fee for Supplementary Card RM0
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%
*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM 180,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old