Hong Leong The Store and Pacific Platinum MasterCard

Apply for Hong Leong The Store and Pacific Platinum MasterCard by Hong Leong Bank

Menikmati rebat tunai sebanyak 6% apabila anda membuat pembelian di kedai The Store dan Pacific. Dapatkan rebat tunai 0.5% untuk pembiayaan lain

Hong Leong The Store and Pacific Platinum MasterCard
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Product Highlights

Cash back
6% Cash Back

Earn up to 6% cash back on travel, petrol, and dining, wherever you are in the world!

Redemption
Auto Cash Rebate Redemption

A hassle-free redemption method! You will receive your cash rebate in the form of The Store and Pacific's Gift Vouchers via the Credit Card statement every quarterly.

Discount
The Store and Pacific Credit Card Special Sale

Get an exclusive invitation to enjoy more discounts, benefits, special promotions and activities during Hong Leong special events.

Shopping
Shopping Privileges with Merchant Partners

Enjoy a host of privileges from hotels to restaurants and many more, anywhere throughout Malaysia.

Features

Cash Back

Cash back
Cash Back Category Cash back Rate Monthly Cap Spend
The Store and Pacific 3% RM 45 from RM1 up to RM1500 monthly
The Store and Pacific 6% RM 30 from RM1501 and above monthly
Other Retail 0.5% Uncapped from RM1 and above in a single receipt

Hong Leong Flexi Payment Plan

Flexi payment
Pay Over With Interest Rate At When You Spend
6 months 8.99% p.a. and no one-time upfront handling fee from RM500
12 months 8.99% p.a. and no one-time upfront handling fee from RM1000
18 months 8.99% p.a. and no one-time upfront handling fee from RM1000
24 months 8.99& p.a. and no one-time upfront handling fee from RM2000
36 months 8.99% p.a. and no one-time upfront handling fee from RM2000
  • Purchases at merchants that are not part of the Hong Leong Extended Payment Plan fall under the Hong Leong Flexi Payment Plan instead.

Hong Leong Extended Payment Plan

Easy payment
Pay Over With Interest Rate At When You Spend
3 months 0% p.a. and no one-time upfront handling fee from RM500
6 months 0% p.a. and no one-time upfront handling fee from RM500
12 months 0% p.a. and no one-time upfront handling fee from RM500
18 months 0% p.a. and no one-time upfront handling fee from RM500
24 months 0% p.a. and no one-time upfront handling fee from RM500
36 months 0% p.a. and no one-time upfront handling fee from RM500
  • Pay for big purchases in instalments with zero interest!
  • Payment terms of up to 36 months at participating merchants.

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 6.99% p.a. and no one-time upfront from handling fee from RM1000
12 Months 6.99% p.a. and no one-time from upfront handling fee from RM1000
  • Minimum balance transfer of RM1,000 required

Fees and Charges

Annual fee
  • RM318. Waived with minimum of 1 swipe within 45 days of card activation.
  • Waived when you swipe a minimum of 12 times per annum.
Annual Fee for Supplementary Card RM159.
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%
*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM 60,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old