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BSN Visa Gold

BSN Visa Gold

Kad yang boleh memberi kesenangan untuk kehidupan anda. Nikmatilah pelbagai keistimewaan, ganjaran, dan had kredit tinggi dengan BSN Visa Gold.

Interest Rate

13.5% p.a.

Balance Transfer

0.0% p.a.

Cashback

N/A

Annual Fee

Free

Reward
2X Reward Points

Get 1 S-Point for ever RM1 spent at KL Sogo Department Store!

Free
Complimentary Zing PLUSmiles Card

Every time your Zing PLUSMiles Card balance falls below RM50, it will autp-reload RM100 and the amount will be debited from your BSN Credit Card Account. It also entitles you to toll rebates, merchant discounts, PLUSMiles points, and more!

Free
No Annual Fee

The BSN Visa Platinum Credit Card is free for life with absolutely no strings attached!

Features

Rewards

Local rewards
Earn Spent
1 point on every RM1 on all local retail spending
2 points on every RM1 on all overseas retail spending
  • Your reward points never expire!
  • Redeem amazing gifts and rewards courtesy of BSN!

Bsn Balance Transfer Programme

Balance transfer
Pay Over With Interest Rate At When You Transfer
3 months 3.6% p.a. and no one-time upfront handling fee from RM500
6 months 3.6% p.a. and no one-time upfront handling fee from RM1000
9 months 3.6% p.a. and no one-time upfront handling fee from RM1000
12 months 0% p.a. and no one-time upfront handling fee from RM1000
24 months 0% p.a. and no one-time upfront handling fee from RM1000
36 months 4.5% p.a. and no one-time upfront handling fee from RM2000

Bsn Easy Pay Plan

Easy payment
Pay Over With Interest Rate At When You Spend
3 months 0% p.a. and no one-time upfront handling fee from RM500
36 months 0% p.a. and no one-time upfront handling fee from RM500
  • Available at participating merchants only.
  • Pay for your items in 0% interest-rate installments with no up-front fee!

Bsn Installment Pay Plan

Flexi payment
Pay Over With Interest Rate At When You Spend
6 months 3% one-time upfront handling fee from RM500
12 months 4% one-time upfront handling fee from RM1000
24 months 5% one-time upfront handling fee from RM2000
  • Pay for your items in 0% interest-rate installments with a one-time upfront fee.
  • This programme applies to all merchants that do not fall under the BSN EasyPay Plan

Travel Insurance

Travel protection
Travel Coverage Sum Insured
Travel Insurance Up to RM500000
Delayed Flight Up to RM600
Missed Flight Up to RM600
Lost Luggage Up to RM1600
Delayed Luggage Up to RM1600

Fees and Charges

Annual fee Free for life.
Annual Fee for Supplementary Card Free for life.
Mininum monthly payment 50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM75
Cash withdrawal fee RM53
*inclusive of 6% GST

Interest Rate

13.5% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
16% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
17.5% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM36,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

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