AIAFAM-BSN Visa Platinum Business Credit Card

AIAFAM-BSN Visa Platinum Business Credit Card

Kad yang sesuai untuk para peniaga. Kad ini memberikan anda fleksibiliti kewangan, penjimatan hebat, dan keistimewaan eksklusif

AIAFAM-BSN Visa Platinum Business Credit Card
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Product Highlights

Cash back
0.8% Cash Back OR Zero-Interest Payment Plan

Enjoy 0.8% Cash Back by charging your AIAFAM Life Annual premium transaction to your AIAFAM-BSN Visa Platinum Business Credit Card or convert your premium payments into a 12-month Zero Interest Plan with no hidden charges!

Installment
0% Balance Transfer Plan

Enjoy 0% interest up to 12 months when you transfer your balances from other credit cards

Free
Complimentary Zing PLUSmiles Card

Every time your Zing PLUSMiles Card balance falls below RM50, it will autp-reload RM100 and the amount will be debited from your BSN Credit Card Account. It also entitles you to toll rebates, merchant discounts, PLUSMiles points, and more!

Free
No Annual Fee

The BSN Visa Platinum Credit Card is free for life with absolutely no strings attached!

Features

Cash Back

Cash back
Cash Back Category Cash back Rate Monthly Cap Spend
AIAFAM Insurance Premium 0.8% uncapped from RM601 and above in a single receipt
Local and Overseas Retail Expenses 0.4% uncapped any amount in a single receipt

Bsn Balance Transfer Programme

Balance transfer
Pay Over With Interest Rate At When You Transfer
3 months 3.6% p.a. and no one-time upfront handling fee from RM500
6 months 3.6% p.a. and no one-time upfront handling fee from RM1000
9 months 3.6% p.a. and no one-time upfront handling fee from RM1000
12 months 0% p.a. and no one-time upfront handling fee from RM1000
24 months 0% p.a. and no one-time upfront handling fee from RM1000
36 months 4.5% p.a. and no one-time upfront handling fee from RM2000

Bsn Easy Pay Plan

Easy payment
Pay Over With Interest Rate At When You Spend
3 months 0% p.a. and no one-time upfront handling fee from RM500
36 months 0% p.a. and no one-time upfront handling fee from RM500
  • Available at participating merchants only.
  • Pay for your items in 0% interest-rate installments with no up-front fee!

Bsn Installment Pay Plan

Flexi payment
Pay Over With Interest Rate At When You Spend
6 months 3% one-time upfront handling fee from RM500
12 months 4% one-time upfront handling fee from RM1000
24 months 5% one-time upfront handling fee from RM2000
  • Pay for your items in 0% interest-rate installments with a one-time upfront fee.
  • This programme applies to all merchants that do not fall under the BSN EasyPay Plan

Travel Insurance

Travel protection
Travel Coverage Sum Insured
Travel Insurance Up to RM1,000,000
Delayed Flight Up to RM600
Missed Flight Up to RM600
Lost Luggage Up to RM2,000
Delayed Luggage Up to RM2,000

Fees and Charges

Annual fee Free for life.
Annual Fee for Supplementary Card Free for life.
Mininum monthly payment 50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM75
Cash withdrawal fee RM53
*inclusive of 6% GST

Interest Rate

13.5% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
16% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
17.5% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM32,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old