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TRUE by AmBank Visa Credit Card

TRUE by AmBank Visa Credit Card

Menkmati kadar bunga yang serendah 7.99% p.a. untuk tahun pertama, dan 3% rebat tunai untuk pembelian online

Interest Rate

7.99% p.a.

Balance Transfer

4.99% p.a.

Cashback

up to 3.0%

Annual Fee

Free

Lowinterest
Amazingly Low Interest Rate

Enjoy an amazingly low interest rate of 7.99% p.a. for the first year!

Cash back
3% Cash Back

Do you love to shop online? With the TRUE by AmBank Visa Card, you can get 3% cash back on all retail transactions!

Free
No Annnual Fee

The AmBank True Visa annual fee is free for life with no strings attached! Additionally, your first 3 supplementary cards have zero annual fee as well!

Features

Cash Back

Cash back
Cash Back Category Cash back Rate Monthly Cap Spend
Online Retail Spend 3% RM 30 Any amount monthly
  • Save money on your online purchases!

Ambank Am Transfer Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 months 4.99% p.a. and no one-time upfront handling fee from RM1000
12 months 8.99% p.a. and no one-time upfront handling fee from RM5000
24 months 8.99% p.a. and no one-time upfront handling fee from RM5000

Am Bank Easy Payment Plan

Easy payment
Pay Over With Interest Rate At When You Spend
3 months 0% p.a. and no one-time upfront handling fee from RM500
6 months 0% p.a. and no one-time upfront handling fee from RM500
  • Pay for your purchases in 0% interest instalments!
  • Only available at participating merchants.

Am Bank Am Flexi Pay

Flexi payment
Pay Over With Interest Rate At When You Spend
6 months 3% p.a. and no one-time upfront handling fee from RM500
12 months 4% p.a. and no one-time upfront handling fee from RM2000
18 months 5% p.a. and no one-time upfront handling fee from RM4000
24 months 6% p.a. and no one-time upfront handling fee from RM5000
  • Pay for your purchases in instalments with interest as low as 3%!
  • Applies to all merchants who do not fall under the AmBank Easy Payment P

Fees and Charges

Annual fee Free for life.
Annual Fee for Supplementary Card Free for life for first 3 supplementary cardholders.
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash Withdrawal Fee RM15.90 or 5.30% of withdrawn amount, whichever is higher
Profit Rate on Cash Withdrawals 18%
*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months.
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.
  • 7.99% for the first year only!/li>

Requirements

Minimum Annual Income RM36,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

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