Mohon untuk AmBank M-Platinum MasterCard dengan Ambank

Product Highlights

BonusLink Rewards Program

Earn up to 2X Bonuslink Points whenever you shop, and collect 2 sets of points, one from AMBank, one from BonusLink Merchants!

Dining and Hotel Room Privileges

Get up to 50% dining discounts and 20% off Best Available Room Rates at participating Hilton hotels!

Airport Lounge Access

Unwind in the privacy and comforts of Plaza Premium Lounge with privileged lounge access in over 26 major airports both locally and internationally including London, Hong Kong, Taiwan and many more.

Features

Rewards

Earn	Spent In
6 AmBonus Points Per RM 10	All overseas retail expenses
6 BonusLink Points Per RM 10	All overseas retail expenses
3 AmBonus Points Per RM 10	All local retail expenses
3 BonusLink Points Per RM 10	All local retail expenses

Earn both AmBonus Points and BonusLink points at the same time!
Your AmBonus Points expire in 3 years.

Convert Am Bonus Points Into Air Miles

Convert	Redeem
7,500 AmBonus Points	1,000 Enrich Miles
10,000 AmBonus Points	1,000 Asia Miles
10,000 AmBonus Points	1,000 KrisFlyer Miles
7,000 AmBonus Points	1,000 AirAsia BIG Points

Balance Transfer

Pay Over	With Interest Rate At	When You Transfer
6 Months	0% p.a. and 4.99% one-time upfront handling fee	from RM 1,000
12 Months	0% p.a. and 8.99% one-time upfront handling fee	from RM 5,000
24 Months	0% p.a. and 8.99% one-time upfront handling fee	from RM 5,000

Ambank Easy Payment Plan

Pay Over	With Interest Rate At	When You Spend
3 Months	0% p.a. with no one-time upfront handling fee	From RM 500
6 Months	0% p.a. with no one-time upfront handling fee	From RM 500
12 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000
24 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000

Am Bank Am Flexi Pay

Pay Over	With Interest Rate At	When You Spend
6 Months	3% p.a. and no one-time upfront handling fee	From RM 500
12 Months	4% p.a. and no one-time upfront handling fee	From RM 2,000
18 Months	5% p.a. and no one-time upfront handling fee	From RM 4,000
24 Months	6% p.a. and no one-time upfront handling fee	From RM 5,000

Fees and Charges

Annual Fee For Primary Card	RM 450
Annual Fee For Supplementary Card	RM 250
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

Interest Rate

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income	RM48,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	By invitation only