AmBank Islamic True Visa Card-i

Apply for AmBank Islamic True Visa Card-i by Ambank

Dengan kad kredit AmBank Islamic True Visa Card-i, yuran tahunan kad ini yang rendah sangat bersesuaian dengan mereka yang baru bekerja.

AmBank Islamic True Visa Card-i
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Product Highlights

Free
No Annnual Fee

The AmBank True Visa annual fee is free for life with no strings attached! Additionally, your first 3 supplementary cards have zero annual fee as well!

Installment
Easy Instalments

Pay with 0% easy instalments for up to 36 months at selected merchants and get the things you want now!

Lowinterest
Low Interest Rate

Enjoy finance charges of as low as 9.99% p.a.!

Features

Ambank Am Transfer Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 months 4.99% p.a. and no one-time upfront handling fee from RM1000
12 months 8.99% p.a. and no one-time upfront handling fee from RM5000
24 months 8.99% p.a. and no one-time upfront handling fee from RM5000

Am Bank Easy Payment Plan

Easy payment
Pay Over With Interest Rate At When You Spend
3 months 0% p.a. and no one-time upfront handling fee from RM500
6 months 0% p.a. and no one-time upfront handling fee from RM500
  • Pay for your purchases in 0% interest instalments! 
  • Only available at participating merchants.

Am Bank Am Flexi Pay

Flexi payment
Pay Over With Interest Rate At When You Spend
6 months 3% p.a. and no one-time upfront handling fee from RM500
12 months 4% p.a. and no one-time upfront handling fee from RM2000
18 months 5% p.a. and no one-time upfront handling fee from RM4000
24 months 6% p.a. and no one-time upfront handling fee from RM5000
  • Pay for your purchases in instalments with interest as low as 3%!
  • Applies to all merchants who do not fall under the AmBank Easy Payment P

Fees and Charges

Annual fee Free for life.
Annual Fee for Supplementary Card Free for life for first 3 supplementary cardholders.
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Profit Rate on Cash Withdrawals 18%
*inclusive of 6% GST

Interest Rate

7.99% Interest Rate Per Annum Cardholders with prompt payments for 12 consecutive months (Only applicable in the first year)
12% Interest Rate Per Annum Cardholders with prompt payments for 12 consecutive months (Applicable after the first year)
18% Interest Rate Per Annum Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM36,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old