Standard Chartered MortgageOne™-standard-chartered
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A flexible loan that saves you time and money. Interest rates as low as 2.85% p.a*. T&C Apply.
Financing Amount | Property Type | Interest Rate |
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Minimum RM 70,000 | * Non-Zero Cost - completed and undercon property | SBR + 0.538% to BR + 0.98% depending on loan amount, segment etc. |
Minimum RM 300,000 | *Zero Cost - completed property only | BR + 0.98% |
RM 70K for Non-Zero Cost & RM 200K for Zero Cost |
Refinancing for Debt Consolidation: Non-Zero Cost** and Zero Cost [Completed property only] | BR + 1.48% Non Zero Cost BR + 1.68% Zero Cost |
Late Payment Fees |
Late Payment Fees:1% p.a. calculated on a daily rests basis on the amount in arrears |
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Termination Fees |
Termination Fees:2.25% of the total Facility(ies) amount approved for Zero Cost packages or0.5% of the total Facility(ies) amount approved for other packages." |
Set Up Fee: | RM 200 (one-off) & RM 10 monthly |
Lock-in Period | For Zero Cost package, 5 years |
Early Redemption Fee | For Zero Cost package, 2% of approved loan amount |
Minimum Age |
Minimum Age:18 years old |
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Minimum Loan Amount |
Minimum Loan Amount:RM 70,000 |
Who Can Apply |
Who Can Apply:Individuals - Malaysian & Foreigner |
Minimum Income | RM4,000 Monthly or RM48,000 Annually |