3X Reward Points
Earn up to 3X Reward Points every time you use your Citi Rewards Visa Signature Credit Card for all foreign currency credit card charges.
Golfing and Dining Privileges
Tee-off at exclusive golf courses worldwide, and enjoy excellent discounts at over 1,000 restaurants in Malaysia.
|3 points||all foreign currency credit card charges|
- Use your accumulated points to redeem amazing gifts and rewards from the Standard Chartered 360 Reward Programme!
Standard Chartered Balance Transfer Plus
|Pay Over||With Interest Rate At||When You Tranfer|
|Up to 36 months||5.99% p.a. and no one-time up front handling fee||from RM 1,000|
- Enjoy a low interest rate of 5.99% p.a. for a tenure of up to 36 months.
Standard Chartered Flexi Pay
|Pay Over||With Interest Rate At||When You Spend|
|12 months||7.88% p.a. and no admin fee||from RM500|
- Simply charge RM500 or more in a single transaction on your Standard Chartered Platinum MasterCard Credit Card and apply for FlexiPay via Online Banking today.
- No restriction on type of merchant eligible.
- No early termination fee.
Fees and Charges
|Annual Fee for Supplementary Card||RM 143.10*|
|Mininum monthly payment||RM50 or 5% of outstanding amount|
|Late payment fee||RM10 or 1% of outstanding amount, up to maximum of RM100|
|Cash withdrawal fee||RM26.50 or 5.30% of withdrawn amount, whichever is higher|
|Interest rate on cash withdrawals||18%|
|15% Interest Rate Per Annum||Tier 1: Cardholders with prompt payments for 12 consecutive months|
|17% Interest Rate Per Annum||Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.|
|18% Interest Rate Per Annum||Tier 3: Cardholders who do not fall under the above categories.|
|Minimum Annual Income||RM 24,000|
|Minimum Age For Primary Card||21 years old|
|Minimum Age For Supplementary Card||18 years old|