Standard Chartered Platinum MasterCard Credit Card

Standard Chartered Platinum MasterCard Credit Card

Reward yourself with 3X reward points whenever you spend overseas, and enjoy exclusive dining and golfing privileges too!

Interest Rate

From 15.0% p.a.

Balance Transfer

5.99% p.a.



Annual Fee




3X Reward Points

Earn up to 3X Reward Points every time you use your Standard Chartered Platinum Credit Card for all foreign currency credit card charges.


Golfing and Dining Privileges

Tee-off at exclusive golf courses worldwide, and enjoy excellent discounts at over 1,000 restaurants in Malaysia.



Earn For
3 points  all foreign currency credit card charges
  • Use your accumulated points to redeem amazing gifts and rewards from the Standard Chartered 360 Reward Programme!

Standard Chartered Balance Transfer Plus

Pay Over With Interest Rate At When You Tranfer
Up to 36 months 5.99% p.a. and no one-time up front handling fee from RM 1,000
  • Enjoy a low interest rate of 5.99% p.a. for a tenure of up to 36 months. 

Standard Chartered FlexiPay

Pay Over With Interest Rate At When You Spend
12 months 7.88% p.a. and no admin fee from RM500 
  • Simply charge RM500 or more in a single transaction on your Standard Chartered Platinum MasterCard Credit Card and apply for FlexiPay via Online Banking today.
  • No restriction on type of merchant eligible.
  • No early termination fee.

Fees and Charges

Annual fee RM265*
Annual Fee for Supplementary Card RM 143.10*
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM26.50 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%

*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments  for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.


Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

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