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HSBC Visa Signature

HSBC Visa Signature

Like rewards? Now you can earn up to 8X reward points on local spending, 10X on overseas spending, and you can even enjoy exclusive travel privileges!

Interest Rate

From 15.0% p.a.

Balance Transfer

0.0% p.a.

Cashback

N/A

Annual Fee

RM 636.00

Reward
10X Reward Points

Earn up to 10X reward points on overseas spending and enjoy great travel privileges like complimentary visits to Plaza Premium Lounge, Kuala Lumpur International Airport, Singapore Changi Airport and Hong Kong International Airport

Shopping
VIP HSBC Smart Privileges Program

Enjoy exclusive deals and special VIP treatments from HSBC while enjoying great savings at more than 6,500 Shopping outlets nationwide

Travelling
HSBC Home & Away Programme

Enjoy year-long special shopping, dining, leisure and entertainment discounts and benefits reserved only for the locals, whenever and wherever you are in the world. Find out more at http://www.homeandaway.hsbc.com

Features

Rewards

Local rewards
Earn Spent Rate
10 points on every RM1 on overseas hotel room and dining
8 points on every RM1 at Mid Valley Megamall and The Gardens Mall
5 points on every RM1 on airline tickets, local hotels and all purchases at participating malls nationwide
1 point on every RM1 on all other expenses

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
3 Months 0% p.a. and no one-time upfront from handling fee. from RM1000
6 Months 1.99% p.a. and no one-time from upfront handling fee. from RM1000
6 Months 3% one-time upfront handling fee. from RM1000
12 Months 6.99% p.a. and no one-time upfront handling fee. from RM1000

Fees and Charges

Annual fee RM636
Annual Fee for Supplementary Card RM318
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawal RM15.90 or 5.30% of withdrawn amount, whichever is higher

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM 100,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

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